{"id":58795,"date":"2024-01-28T11:03:27","date_gmt":"2024-01-28T08:03:27","guid":{"rendered":"https:\/\/ambylegal.by\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/"},"modified":"2024-01-28T11:03:27","modified_gmt":"2024-01-28T08:03:27","slug":"what-to-pay-attention-to-in-the-contract-with-the-bank","status":"publish","type":"post","link":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","title":{"rendered":"Points d&rsquo;attention lors de la signature d&rsquo;un contrat bancaire"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<div class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/div>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Conclusion_dune_convention_avec_la_banque\" >Conclusion d&rsquo;une convention avec la banque<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#En_regle_generale_les_services_bancaires_de_caisse_et_de_reglement_comprennent\" >En r\u00e8gle g\u00e9n\u00e9rale, les services bancaires de caisse et de r\u00e8glement comprennent :<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#La_banque_peut_fixer_un_montant_maximal_pour_chaque_client_concernant\" >La banque peut fixer un montant maximal pour chaque client concernant :<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Quelles_clauses_du_contrat_de_services_de_caisse_et_de_reglement_le_dirigeant_doit-il_examiner_avec_attention\" >Quelles clauses du contrat de services de caisse et de r\u00e8glement le dirigeant doit-il examiner avec attention ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Conditions_relatives_aux_services_bancaires_a_distance_e-banking\" >Conditions relatives aux services bancaires \u00e0 distance (e-banking)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Contactez-nous\" >Contactez-nous<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Une lecture attentive du contrat conclu avec une banque pour des services de caisse et de r\u00e8glement est essentielle, car elle permet de comprendre l&rsquo;ensemble des conditions et des r\u00e8gles r\u00e9gissant vos relations avec l&rsquo;\u00e9tablissement bancaire. Une mauvaise compr\u00e9hension ou l&rsquo;ignorance de ces dispositions peut engendrer des difficult\u00e9s et des litiges \u00e0 l&rsquo;avenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le contrat de services de caisse et de r\u00e8glement peut pr\u00e9ciser des aspects cruciaux tels que le montant des commissions et des int\u00e9r\u00eats applicables aux transactions, les r\u00e8gles de paiement, les modalit\u00e9s de tenue de compte, les conditions de cl\u00f4ture de compte et bien plus encore. Il d\u00e9finit \u00e9galement les droits et obligations de chaque partie, \u00e9vitant ainsi les malentendus et les conflits ult\u00e9rieurs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En lisant attentivement la convention, vous pourrez rep\u00e9rer certaines clauses d\u00e9favorables pour vous, tenter de n\u00e9gocier leur modification avec la banque ou envisager de vous tourner vers un autre \u00e9tablissement offrant des conditions plus avantageuses. Pour ce faire, nous vous recommandons de recourir aux services d&rsquo;un avocat exp\u00e9riment\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ainsi, un examen minutieux du contrat de services de caisse et de r\u00e8glement contribue \u00e0 prot\u00e9ger vos int\u00e9r\u00eats et \u00e0 \u00e9carter toute situation d\u00e9sagr\u00e9able.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion_dune_convention_avec_la_banque\"><\/span>Conclusion d&rsquo;une convention avec la banque<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Toute soci\u00e9t\u00e9 choisissant une banque pour ouvrir un compte professionnel et souhaitant devenir cliente de cet \u00e9tablissement conclut un contrat de services de caisse et de r\u00e8glement. Chaque banque \u00e9labore son propre mod\u00e8le de convention.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&rsquo;objet du contrat porte sur l&rsquo;ouverture et la tenue d&rsquo;un compte bancaire, ainsi que sur l&rsquo;obligation pour la banque d&rsquo;ouvrir un compte courant (de r\u00e8glement) au titulaire afin d&rsquo;y conserver des fonds et\/ou d&rsquo;y cr\u00e9diter des sommes au profit de ce dernier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00e9n\u00e9ralement, le contrat de compte courant int\u00e8gre les conditions des services de caisse et de r\u00e8glement.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1.png\" alt=\"\" class=\"wp-image-10151\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1-300x200.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1-768x511.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"En_regle_generale_les_services_bancaires_de_caisse_et_de_reglement_comprennent\"><\/span>En r\u00e8gle g\u00e9n\u00e9rale, les services bancaires de caisse et de r\u00e8glement comprennent :<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un ensemble d&rsquo;op\u00e9rations sur le compte courant ;<\/li>\n\n\n\n<li>Le service de versement des salaires (\u00ab projet salarial \u00bb) ;<\/li>\n\n\n\n<li>Les op\u00e9rations en esp\u00e8ces ;<\/li>\n\n\n\n<li>Les virements \u00e9lectroniques ;<\/li>\n\n\n\n<li>La gestion des cartes de paiement bancaires ;<\/li>\n\n\n\n<li>Les op\u00e9rations de change, etc.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_banque_peut_fixer_un_montant_maximal_pour_chaque_client_concernant\"><\/span>La banque peut fixer un montant maximal pour chaque client concernant :<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un ordre de paiement individuel ;<\/li>\n\n\n\n<li>Les fonds transf\u00e9r\u00e9s par le client sur une p\u00e9riode d\u00e9termin\u00e9e.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est primordial de lire attentivement le contrat afin de vous pr\u00e9munir contre d&rsquo;\u00e9ventuels probl\u00e8mes de paiement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelles_clauses_du_contrat_de_services_de_caisse_et_de_reglement_le_dirigeant_doit-il_examiner_avec_attention\"><\/span>Quelles clauses du contrat de services de caisse et de r\u00e8glement le dirigeant doit-il examiner avec attention ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le contrat bancaire est g\u00e9n\u00e9ralement sign\u00e9 par le dirigeant de l&rsquo;entreprise. Nous recommandons de discuter du projet de contrat avec un avocat exp\u00e9riment\u00e9 avant sa signature afin de bien appr\u00e9hender les d\u00e9lais d&rsquo;ex\u00e9cution et le co\u00fbt des prestations bancaires. Le dirigeant et l&rsquo;avocat doivent porter une attention particuli\u00e8re aux clauses suivantes :<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. La banque stipule g\u00e9n\u00e9ralement dans le contrat les conditions par lesquelles le client \u2014 titulaire du compte \u2014 accorde \u00e0 la banque le droit d&rsquo;utiliser temporairement les liquidit\u00e9s disponibles et non affect\u00e9es pr\u00e9sentes sur le compte. En contrepartie, la banque verse des int\u00e9r\u00eats au client. Le montant et la p\u00e9riodicit\u00e9 du versement de ces int\u00e9r\u00eats sur le compte courant sont fix\u00e9s dans le contrat. La banque pouvant modifier unilat\u00e9ralement le taux d&rsquo;int\u00e9r\u00eat moyennant information pr\u00e9alable du client, il convient d&rsquo;\u00eatre particuli\u00e8rement vigilant sur le taux applicable et la fr\u00e9quence des cr\u00e9dits d&rsquo;int\u00e9r\u00eats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. La r\u00e9mun\u00e9ration due \u00e0 la banque pour les services rendus au titulaire du compte, ainsi que les conditions et la p\u00e9riodicit\u00e9 de son paiement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par d\u00e9faut, la banque pr\u00e9l\u00e8ve sa r\u00e9mun\u00e9ration chaque mois, mais une modalit\u00e9 diff\u00e9rente peut \u00eatre convenue. La banque peut proc\u00e9der elle-m\u00eame au pr\u00e9l\u00e8vement des frais ou exiger que le client effectue un r\u00e8glement s\u00e9par\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La banque ne per\u00e7oit pas de commission pour le paiement des imp\u00f4ts et taxes \u00e0 partir du compte bancaire. Sur ce point, le montant de la r\u00e9mun\u00e9ration ou la m\u00e9thode de son calcul et de son acquittement rev\u00eat une importance particuli\u00e8re.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. La proc\u00e9dure d&rsquo;\u00e9change de documents avec la banque, en particulier la mani\u00e8re dont la banque informe le client de l&rsquo;ex\u00e9cution des ordres de paiement. Cela garantit une parfaite transparence au client quant \u00e0 la r\u00e9alisation de ses paiements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. Il convient de pr\u00eater attention aux modalit\u00e9s pr\u00e9vues par le contrat pour informer le client de l&rsquo;\u00e9mission d&rsquo;une demande de paiement aupr\u00e8s du syst\u00e8me automatis\u00e9 AIS IDO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&rsquo;AIS IDO (syst\u00e8me automatis\u00e9 d&rsquo;ex\u00e9cution des obligations) est un dispositif centralis\u00e9 o\u00f9 convergent les demandes de paiement des cr\u00e9anciers, qui proc\u00e8de automatiquement au recouvrement des dettes des clients bancaires sur la base de titres ex\u00e9cutoires et de r\u00e9quisitions de paiement. Ce syst\u00e8me surveille en temps r\u00e9el les soldes des comptes de tous les d\u00e9biteurs ouverts dans l&rsquo;ensemble des banques et pr\u00e9l\u00e8ve les fonds disponibles. Il est capital pour les clients bancaires de savoir dans quels d\u00e9lais ils seront inform\u00e9s de l&rsquo;exercice de cr\u00e9ances sur leur compte via l&rsquo;AIS IDO, ainsi que de conna\u00eetre la proc\u00e9dure de transmission des demandes en cas de recouvrement forc\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les paiements au budget de l&rsquo;\u00c9tat sont \u00e9galement acquitt\u00e9s par l&rsquo;interm\u00e9diaire de l&rsquo;AIS IDO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comprendre le fonctionnement de l&rsquo;AIS IDO vous aidera \u00e0 honorer vos paiements obligatoires dans les d\u00e9lais et \u00e0 g\u00e9rer le recouvrement des cr\u00e9ances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. Les conditions et d\u00e9lais de r\u00e9siliation du contrat \u00e0 la demande du titulaire du compte, ainsi que les modalit\u00e9s de restitution des fonds restants au client.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. La proc\u00e9dure de transfert des fonds du client lors du changement d&rsquo;\u00e9tablissement bancaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les questions relatives \u00e0 la cl\u00f4ture de compte dans une banque sp\u00e9cifique sont souvent n\u00e9glig\u00e9es lors de la conclusion d&rsquo;un contrat de services bancaires. Cette inattention peut placer le client dans l&rsquo;impossibilit\u00e9 d&rsquo;utiliser ses fonds pendant un certain temps lors d&rsquo;une migration vers un autre \u00e9tablissement. C&rsquo;est pourquoi nous vous conseillons de soumettre le projet de contrat bancaire \u00e0 des avocats exp\u00e9riment\u00e9s afin d&rsquo;en analyser toutes les nuances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est \u00e9galement tr\u00e8s utile que le comptable de l&rsquo;entreprise examine les clauses suivantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La section relative aux modalit\u00e9s de transmission et de r\u00e9vocation des documents de paiement ;<\/li>\n\n\n\n<li>Les dispositions concernant la r\u00e9ception des informations de la banque en cas de refus ou de modification d&rsquo;un paiement ;<\/li>\n\n\n\n<li>Les r\u00e8gles de restitution par la banque des documents annex\u00e9s aux demandes de paiement ;<\/li>\n\n\n\n<li>La p\u00e9riode durant laquelle la banque ex\u00e9cute les ordres du client, y compris ceux re\u00e7us apr\u00e8s la cl\u00f4ture de la journ\u00e9e bancaire.<\/li>\n<\/ul>\n\n\n<div class=\"bcta bcta--post \">\r\n    <div class=\"bcta__title title\">Ouverture de comptes bancaires<\/div>\r\n    <div class=\"bcta__snippet\">Assistance professionnelle \u00e0 l&rsquo;ouverture de comptes bancaires en Bi\u00e9lorussie pour les entreprises et les clients priv\u00e9s !<\/div>\r\n        <div class=\"bcta__more\">\r\n        <a href=\"https:\/\/ambylegal.by\/fr\/services\/opening-of-accounts-in-banks-of-the-republic-of-belarus\/\" class=\"btn btn--outline\">\r\n\t\t\tEn savoir plus            <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n        <\/a>\r\n    <\/div>\r\n    <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conditions_relatives_aux_services_bancaires_a_distance_e-banking\"><\/span>Conditions relatives aux services bancaires \u00e0 distance (e-banking)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En r\u00e8gle g\u00e9n\u00e9rale, les banques fournissent leurs services \u00e0 distance par l&rsquo;interm\u00e9diaire de syst\u00e8mes \u00e9lectroniques. Le contrat pr\u00e9cise alors :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le type de syst\u00e8me de banque \u00e0 distance utilis\u00e9 ;<\/li>\n\n\n\n<li>Les modalit\u00e9s d&rsquo;identification du client au sein de ce syst\u00e8me ;<\/li>\n\n\n\n<li>Les cas et la proc\u00e9dure de suspension ou de cessation du service par la banque lorsque la l\u00e9gislation sur la lutte contre le blanchiment de capitaux l&rsquo;exige, ainsi que les modalit\u00e9s d&rsquo;information du client et de reprise du service ;<\/li>\n\n\n\n<li>La liste des informations que le client peut transmettre \u00e0 la banque et recevoir d&rsquo;elle \u00e0 distance.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans ses relations avec la banque, le client doit se pr\u00e9munir au maximum contre les impr\u00e9vus. L&rsquo;\u00e9tude rigoureuse du contrat constitue une \u00e9tape cl\u00e9 dans cette d\u00e9marche. Les clauses contractuelles peuvent g\u00e9n\u00e9ralement \u00eatre n\u00e9goci\u00e9es et ajust\u00e9es avant la signature. Nos avocats et comptables exp\u00e9riment\u00e9s analyseront le projet de contrat fourni par la banque, identifieront les risques potentiels, \u00e9valueront les d\u00e9lais d&rsquo;ex\u00e9cution des op\u00e9rations et vous accompagneront de bout en bout dans la conclusion de votre convention bancaire.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contactez-nous\"><\/span>Contactez-nous<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous avez des questions relatives \u00e0 la conclusion d&rsquo;un contrat de services de caisse et de r\u00e8glement avec la banque, nous serons ravis <a href=\"https:\/\/ambylegal.by\/fr\/contact-us\/\">de vous aider<\/a> ! Notre longue exp\u00e9rience dans les relations bancaires vous permettra de prendre les bonnes d\u00e9cisions et de r\u00e9soudre toute situation.<br>Pour votre commodit\u00e9, vous pouvez nous joindre par t\u00e9l\u00e9phone ou par e-mail :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>+375 29 505 10 51 (WhatsApp\/Telegram\/Viber);<\/li>\n\n\n\n<li>info@ambylegal.by.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Une lecture attentive du contrat conclu avec une banque pour des services de caisse et de r\u00e8glement est essentielle, car elle permet de comprendre l&rsquo;ensemble des conditions et des r\u00e8gles r\u00e9gissant vos relations avec l&rsquo;\u00e9tablissement bancaire. Une mauvaise compr\u00e9hension ou l&rsquo;ignorance de ces dispositions peut engendrer des difficult\u00e9s et des litiges \u00e0 l&rsquo;avenir. Le contrat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7618,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3833,3828],"tags":[],"class_list":["post-58795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Points d&#039;attention lors de la signature d&#039;un contrat bancaire | Amby Legal<\/title>\n<meta name=\"description\" content=\"Points d&#039;attention lors de la signature d&#039;un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Points d&#039;attention lors de la signature d&#039;un contrat bancaire | Amby Legal\" \/>\n<meta property=\"og:description\" content=\"Points d&#039;attention lors de la signature d&#039;un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"Amby Legal\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-28T08:03:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"5472\" \/>\n\t<meta property=\"og:image:height\" content=\"3648\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"AMBY Legal Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"AMBY Legal Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/\"},\"author\":{\"name\":\"AMBY Legal Team\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#\\\/schema\\\/person\\\/e1ec68c172f9b17852dba42bd82937ae\"},\"headline\":\"Points d&rsquo;attention lors de la signature d&rsquo;un contrat bancaire\",\"datePublished\":\"2024-01-28T08:03:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/\"},\"wordCount\":1502,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/businesswoman-colleague-working-office.jpg\",\"articleSection\":[\"Im Trend\",\"Nachricht\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/\",\"url\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/\",\"name\":\"Points d'attention lors de la signature d'un contrat bancaire | Amby Legal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/businesswoman-colleague-working-office.jpg\",\"datePublished\":\"2024-01-28T08:03:27+00:00\",\"description\":\"Points d'attention lors de la signature d'un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#primaryimage\",\"url\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/businesswoman-colleague-working-office.jpg\",\"contentUrl\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/businesswoman-colleague-working-office.jpg\",\"width\":5472,\"height\":3648},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/news\\\/what-to-pay-attention-to-in-the-contract-with-the-bank\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Points d&rsquo;attention lors de la signature d&rsquo;un contrat bancaire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/\",\"name\":\"Amby Legal\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#organization\",\"name\":\"Amby Legal\",\"url\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/logo-dark.svg\",\"contentUrl\":\"https:\\\/\\\/ambylegal.by\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/logo-dark.svg\",\"width\":117,\"height\":24,\"caption\":\"Amby Legal\"},\"image\":{\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ambylegal.by\\\/fr\\\/#\\\/schema\\\/person\\\/e1ec68c172f9b17852dba42bd82937ae\",\"name\":\"AMBY Legal Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g\",\"caption\":\"AMBY Legal Team\"},\"description\":\"AMBY Legal is a team of licensed advocates based in Minsk, Belarus, advising foreign businesses and private clients since 2015.\",\"sameAs\":[\"https:\\\/\\\/ambylegal.by\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/amby-legal\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Points d'attention lors de la signature d'un contrat bancaire | Amby Legal","description":"Points d'attention lors de la signature d'un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","og_locale":"fr_FR","og_type":"article","og_title":"Points d'attention lors de la signature d'un contrat bancaire | Amby Legal","og_description":"Points d'attention lors de la signature d'un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.","og_url":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","og_site_name":"Amby Legal","article_published_time":"2024-01-28T08:03:27+00:00","og_image":[{"width":5472,"height":3648,"url":"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg","type":"image\/jpeg"}],"author":"AMBY Legal Team","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"AMBY Legal Team","Dur\u00e9e de lecture estim\u00e9e":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#article","isPartOf":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/"},"author":{"name":"AMBY Legal Team","@id":"https:\/\/ambylegal.by\/fr\/#\/schema\/person\/e1ec68c172f9b17852dba42bd82937ae"},"headline":"Points d&rsquo;attention lors de la signature d&rsquo;un contrat bancaire","datePublished":"2024-01-28T08:03:27+00:00","mainEntityOfPage":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/"},"wordCount":1502,"commentCount":0,"publisher":{"@id":"https:\/\/ambylegal.by\/fr\/#organization"},"image":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg","articleSection":["Im Trend","Nachricht"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","url":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","name":"Points d'attention lors de la signature d'un contrat bancaire | Amby Legal","isPartOf":{"@id":"https:\/\/ambylegal.by\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#primaryimage"},"image":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg","datePublished":"2024-01-28T08:03:27+00:00","description":"Points d'attention lors de la signature d'un contrat bancaire. Notre longue exp\u00e9rience en mati\u00e8re de relations bancaires vous aide \u00e0 prendre les bonnes d\u00e9cisions.","breadcrumb":{"@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#primaryimage","url":"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg","contentUrl":"https:\/\/ambylegal.by\/wp-content\/uploads\/2025\/10\/businesswoman-colleague-working-office.jpg","width":5472,"height":3648},{"@type":"BreadcrumbList","@id":"https:\/\/ambylegal.by\/fr\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ambylegal.by\/fr\/"},{"@type":"ListItem","position":2,"name":"Points d&rsquo;attention lors de la signature d&rsquo;un contrat bancaire"}]},{"@type":"WebSite","@id":"https:\/\/ambylegal.by\/fr\/#website","url":"https:\/\/ambylegal.by\/fr\/","name":"Amby Legal","description":"","publisher":{"@id":"https:\/\/ambylegal.by\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ambylegal.by\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/ambylegal.by\/fr\/#organization","name":"Amby Legal","url":"https:\/\/ambylegal.by\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/ambylegal.by\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/logo-dark.svg","contentUrl":"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/logo-dark.svg","width":117,"height":24,"caption":"Amby Legal"},"image":{"@id":"https:\/\/ambylegal.by\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ambylegal.by\/fr\/#\/schema\/person\/e1ec68c172f9b17852dba42bd82937ae","name":"AMBY Legal Team","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eb955a2699b285da4cce6b5ef4a5b9dbb173d1fd22ffdc8a254b80af8e149897?s=96&d=mm&r=g","caption":"AMBY Legal Team"},"description":"AMBY Legal is a team of licensed advocates based in Minsk, Belarus, advising foreign businesses and private clients since 2015.","sameAs":["https:\/\/ambylegal.by","https:\/\/www.linkedin.com\/company\/amby-legal\/"]}]}},"_links":{"self":[{"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/posts\/58795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/comments?post=58795"}],"version-history":[{"count":0,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/posts\/58795\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/media\/7618"}],"wp:attachment":[{"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/media?parent=58795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/categories?post=58795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ambylegal.by\/fr\/wp-json\/wp\/v2\/tags?post=58795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}