{"id":58847,"date":"2024-01-28T11:03:27","date_gmt":"2024-01-28T08:03:27","guid":{"rendered":"https:\/\/ambylegal.by\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/"},"modified":"2024-01-28T11:03:27","modified_gmt":"2024-01-28T08:03:27","slug":"what-to-pay-attention-to-in-the-contract-with-the-bank","status":"publish","type":"post","link":"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/","title":{"rendered":"A que deve prestar aten\u00e7\u00e3o no contrato com o banco"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<div class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/div>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Celebracao_do_acordo_com_o_banco\" >Celebra\u00e7\u00e3o do acordo com o banco<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Normalmente_os_servicos_de_caixa_e_liquidacao_prestados_pelo_banco_compreendem\" >Normalmente, os servi\u00e7os de caixa e liquida\u00e7\u00e3o prestados pelo banco compreendem:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#O_banco_pode_estabelecer_um_montante_maximo_por_cliente_para\" >O banco pode estabelecer um montante m\u00e1ximo por cliente para:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#A_que_condicoes_do_contrato_de_servicos_de_caixa_e_liquidacao_deve_o_dirigente_da_empresa_prestar_atencao\" >A que condi\u00e7\u00f5es do contrato de servi\u00e7os de caixa e liquida\u00e7\u00e3o deve o dirigente da empresa prestar aten\u00e7\u00e3o<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Condicoes_relativas_aos_servicos_bancarios_a_distancia_homebanking_banca_eletronica\" >Condi\u00e7\u00f5es relativas aos servi\u00e7os banc\u00e1rios \u00e0 dist\u00e2ncia (homebanking \/ banca eletr\u00f3nica)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-pay-attention-to-in-the-contract-with-the-bank\/#Contacte-nos\" >Contacte-nos<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">A leitura atenta do contrato de servi\u00e7os de caixa e de liquida\u00e7\u00e3o (conta \u00e0 ordem) celebrado com o banco \u00e9 fundamental, pois permite compreender todas as condi\u00e7\u00f5es e regras que reger\u00e3o a sua intera\u00e7\u00e3o com a institui\u00e7\u00e3o banc\u00e1ria. A incompreens\u00e3o ou desconsidera\u00e7\u00e3o destas condi\u00e7\u00f5es pode originar problemas e contratempos no futuro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O contrato de presta\u00e7\u00e3o de servi\u00e7os de caixa e liquida\u00e7\u00e3o com o banco pode estipular aspetos t\u00e3o importantes como o montante de comiss\u00f5es e juros aplic\u00e1veis \u00e0s opera\u00e7\u00f5es, regras de pagamento, procedimentos de manuten\u00e7\u00e3o de conta, condi\u00e7\u00f5es de encerramento da mesma, entre muitos outros. O contrato tamb\u00e9m pode definir os direitos e obriga\u00e7\u00f5es de ambas as partes, o que evita mal-entendidos e conflitos futuros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se ler o acordo com aten\u00e7\u00e3o, poder\u00e1 identificar nuances que lhe sejam desfavor\u00e1veis e tentar negociar com o banco a respetiva altera\u00e7\u00e3o ou ponderar a escolha de outra institui\u00e7\u00e3o banc\u00e1ria com condi\u00e7\u00f5es mais vantajosas. Para o efeito, recomendamos a utiliza\u00e7\u00e3o dos servi\u00e7os de um advogado experiente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Assim, a leitura cuidada do contrato de servi\u00e7os de caixa e liquida\u00e7\u00e3o ajudar\u00e1 a proteger os seus interesses e a evitar situa\u00e7\u00f5es desagrad\u00e1veis no futuro.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Celebracao_do_acordo_com_o_banco\"><\/span>Celebra\u00e7\u00e3o do acordo com o banco<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A empresa que escolhe um banco para abrir uma conta banc\u00e1ria e pretende tornar-se cliente do mesmo celebra um contrato de presta\u00e7\u00e3o de servi\u00e7os de caixa e liquida\u00e7\u00e3o. Cada banco desenvolve o seu pr\u00f3prio modelo de contrato.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O objeto do contrato consistir\u00e1 na abertura e manuten\u00e7\u00e3o da conta banc\u00e1ria, bem como na obriga\u00e7\u00e3o do banco de abrir uma conta banc\u00e1ria \u00e0 ordem (de liquida\u00e7\u00e3o) em nome do titular para o dep\u00f3sito de fundos e\/ou cr\u00e9dito de valores em favor do mesmo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Habitualmente, o contrato de conta banc\u00e1ria \u00e0 ordem (de liquida\u00e7\u00e3o) inclui as condi\u00e7\u00f5es de presta\u00e7\u00e3o de servi\u00e7os de caixa e liquida\u00e7\u00e3o.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1.png\" alt=\"\" class=\"wp-image-10151\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1-300x200.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2024\/01\/focused-female-reading-contract-writing-table-1-768x511.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Normalmente_os_servicos_de_caixa_e_liquidacao_prestados_pelo_banco_compreendem\"><\/span>Normalmente, os servi\u00e7os de caixa e liquida\u00e7\u00e3o prestados pelo banco compreendem:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Diversas opera\u00e7\u00f5es na conta \u00e0 ordem;<\/li>\n\n\n\n<li>Processamento de sal\u00e1rios (servi\u00e7o de sal\u00e1rios);<\/li>\n\n\n\n<li>Opera\u00e7\u00f5es de caixa (numer\u00e1rio);<\/li>\n\n\n\n<li>Transfer\u00eancias eletr\u00f3nicas;<\/li>\n\n\n\n<li>Gest\u00e3o de cart\u00f5es de pagamento banc\u00e1rios;<\/li>\n\n\n\n<li>Opera\u00e7\u00f5es de c\u00e2mbio, entre outras.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"O_banco_pode_estabelecer_um_montante_maximo_por_cliente_para\"><\/span>O banco pode estabelecer um montante m\u00e1ximo por cliente para:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cada ordem de pagamento.<\/li>\n\n\n\n<li>Os fundos transferidos pelo cliente num determinado per\u00edodo.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9 importante que leia o contrato atentamente para garantir que n\u00e3o surgem problemas futuros relacionados com pagamentos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_que_condicoes_do_contrato_de_servicos_de_caixa_e_liquidacao_deve_o_dirigente_da_empresa_prestar_atencao\"><\/span>A que condi\u00e7\u00f5es do contrato de servi\u00e7os de caixa e liquida\u00e7\u00e3o deve o dirigente da empresa prestar aten\u00e7\u00e3o<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Normalmente, o contrato com o banco \u00e9 assinado pelo dirigente da empresa. Recomendamos que o contrato seja analisado com um advogado experiente antes da assinatura, a fim de obter uma perspetiva clara sobre os prazos e os custos dos servi\u00e7os banc\u00e1rios. O gestor e o advogado devem prestar especial aten\u00e7\u00e3o \u00e0s seguintes cl\u00e1usulas do acordo com o banco:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Habitualmente, o banco estipula no contrato que o cliente, na qualidade de titular da conta banc\u00e1ria, concede ao banco o direito de utilizar temporariamente os fundos dispon\u00edveis e livres que se encontram na conta. Por essa utiliza\u00e7\u00e3o, o banco paga juros em benef\u00edcio do cliente. O montante e a periodicidade do cr\u00e9dito desses juros na conta \u00e0 ordem s\u00e3o determinados no contrato. O banco poder\u00e1 alterar unilateralmente a taxa de juro ap\u00f3s notifica\u00e7\u00e3o pr\u00e9via ao cliente. Neste contexto, revestem interesse o montante dos juros e a periodicidade com que o banco os credita na conta do cliente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. Remunera\u00e7\u00e3o devida ao banco pelos servi\u00e7os prestados ao titular da conta. Condi\u00e7\u00f5es e periodicidade do pagamento dessa remunera\u00e7\u00e3o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por defeito, o banco ret\u00e9m a remunera\u00e7\u00e3o mensalmente, mas o contrato poder\u00e1 prever um procedimento diferente. O banco poder\u00e1 reter diretamente a remunera\u00e7\u00e3o ao abrigo do acordo ou estipular que a mesma seja paga pelo cliente atrav\u00e9s de uma ordem de pagamento aut\u00f3noma.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O banco n\u00e3o cobra comiss\u00e3o pelo pagamento de impostos e taxas a partir da conta banc\u00e1ria. Neste caso, reveste interesse o montante da comiss\u00e3o ou o respetivo procedimento de c\u00e1lculo e pagamento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. O procedimento de troca de documentos com o banco, em especial no que diz respeito \u00e0 forma como o banco informa o cliente sobre a execu\u00e7\u00e3o das ordens de pagamento. Isto confere clareza ao cliente quanto \u00e0 concretiza\u00e7\u00e3o dos pagamentos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u00c9 necess\u00e1rio prestar aten\u00e7\u00e3o ao procedimento previsto no contrato para informar o cliente sobre o envio de uma ordem de pagamento (reclama\u00e7\u00e3o de pagamento) para o AIS IDO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O AIS IDO (Sistema Automatizado de Cumprimento de Obriga\u00e7\u00f5es) \u00e9 um sistema de informa\u00e7\u00e3o automatizado onde s\u00e3o concentradas as reclama\u00e7\u00f5es de pagamento de credores que procedem automaticamente \u00e0 cobran\u00e7a de d\u00edvidas de clientes banc\u00e1rios com base em t\u00edtulos executivos e ordens de pagamento. O sistema monitoriza ativamente os saldos de dinheiro em todas as contas dos ordenantes em todas as institui\u00e7\u00f5es banc\u00e1rias. Al\u00e9m disso, efetua a cobran\u00e7a de obriga\u00e7\u00f5es em d\u00edvida a partir de todas as contas dos devedores que possuam fundos. \u00c9 fundamental que os clientes dos bancos compreendam em que prazo receber\u00e3o a notifica\u00e7\u00e3o de que foram apresentadas reclama\u00e7\u00f5es de pagamento \u00e0 sua conta banc\u00e1ria atrav\u00e9s do AIS IDO. \u00c9 igualmente relevante conhecer o procedimento de envio de reclama\u00e7\u00f5es de pagamento ao AIS IDO em caso de cobran\u00e7a de d\u00edvidas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Os pagamentos ao or\u00e7amento do Estado s\u00e3o efetuados atrav\u00e9s do AIS IDO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compreender como interagir com o AIS IDO ajud\u00e1-lo-\u00e1 a cumprir pontualmente os pagamentos obrigat\u00f3rios e a cobrar d\u00edvidas pecuni\u00e1rias.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. O prazo e o procedimento em que o contrato pode ser rescindido a pedido do titular da conta e a forma como os fundos remanescentes s\u00e3o entregues ao cliente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. O procedimento de transfer\u00eancia de fundos do cliente em caso de mudan\u00e7a para outro banco.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As quest\u00f5es relacionadas com o encerramento do servi\u00e7o num determinado banco s\u00e3o frequentemente ignoradas aquando da celebra\u00e7\u00e3o do contrato de servi\u00e7os banc\u00e1rios. Essa desaten\u00e7\u00e3o pode conduzir a uma situa\u00e7\u00e3o em que o cliente banc\u00e1rio fica impossibilitado de movimentar o seu dinheiro durante algum tempo devido \u00e0 transi\u00e7\u00e3o para outro banco. Por conseguinte, recomendamos que submeta o contrato fornecido pelo banco a advogados experientes para analisar todas as nuances poss\u00edveis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ser\u00e1 igualmente \u00fatil que o contabilista da empresa analise as seguintes cl\u00e1usulas do contrato:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A sec\u00e7\u00e3o do acordo relativa ao procedimento de transmiss\u00e3o e revoga\u00e7\u00e3o de documentos de pagamento.<\/li>\n\n\n\n<li>A rece\u00e7\u00e3o de informa\u00e7\u00f5es do banco sobre recusas e altera\u00e7\u00f5es de pagamentos.<\/li>\n\n\n\n<li>A devolu\u00e7\u00e3o, pelo banco, dos documentos anexados \u00e0s ordens de pagamento.<\/li>\n\n\n\n<li>O prazo durante o qual o banco executa as ordens do cliente, incluindo as aceites ap\u00f3s o encerramento do dia \u00fatil banc\u00e1rio.<\/li>\n<\/ul>\n\n\n<div class=\"bcta bcta--post \">\r\n    <div class=\"bcta__title title\">Abertura de contas banc\u00e1rias<\/div>\r\n    <div class=\"bcta__snippet\">Assist\u00eancia profissional na abertura de contas banc\u00e1rias na Bielorr\u00fassia para empresas e clientes particulares!<\/div>\r\n        <div class=\"bcta__more\">\r\n        <a href=\"https:\/\/ambylegal.by\/pt\/services\/opening-of-accounts-in-banks-of-the-republic-of-belarus\/\" class=\"btn btn--outline\">\r\n\t\t\tSaber mais            <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n        <\/a>\r\n    <\/div>\r\n    <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Condicoes_relativas_aos_servicos_bancarios_a_distancia_homebanking_banca_eletronica\"><\/span>Condi\u00e7\u00f5es relativas aos servi\u00e7os banc\u00e1rios \u00e0 dist\u00e2ncia (homebanking \/ banca eletr\u00f3nica)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Por regra, os bancos prestam servi\u00e7os aos clientes \u00e0 dist\u00e2ncia \u2014 atrav\u00e9s de sistemas eletr\u00f3nicos de banca \u00e0 dist\u00e2ncia. Consequentemente, o contrato estabelece:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O tipo de sistema de banca \u00e0 dist\u00e2ncia utilizado.<\/li>\n\n\n\n<li>O modo como o cliente deve ser identificado nesse sistema.<\/li>\n\n\n\n<li>Os casos e o procedimento de suspens\u00e3o e cessa\u00e7\u00e3o da presta\u00e7\u00e3o de servi\u00e7os ao cliente por parte do banco, quando exigido pela legisla\u00e7\u00e3o de preven\u00e7\u00e3o do branqueamento de capitais, bem como o procedimento de informa\u00e7\u00e3o aos clientes e de retoma da presta\u00e7\u00e3o de servi\u00e7os.<\/li>\n\n\n\n<li>A lista de informa\u00e7\u00f5es que o cliente pode transmitir e receber do banco por via remota.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ao interagir com o banco, o cliente deve proteger-se ao m\u00e1ximo contra imprevistos. A an\u00e1lise minuciosa das cl\u00e1usulas contratuais constitui um passo crucial nesse sentido. As condi\u00e7\u00f5es do contrato s\u00e3o habitualmente negoci\u00e1veis, especialmente antes da respetiva assinatura. Os nossos advogados e contabilistas experientes analisar\u00e3o o contrato fornecido pelo banco, identificar\u00e3o os riscos potenciais, emitir\u00e3o um parecer sobre os prazos das opera\u00e7\u00f5es banc\u00e1rias e acompanhar\u00e3o integralmente a celebra\u00e7\u00e3o do acordo com o banco.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contacte-nos\"><\/span>Contacte-nos<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se tiver alguma d\u00favida relacionada com a celebra\u00e7\u00e3o de um contrato de servi\u00e7os de caixa e liquida\u00e7\u00e3o com o banco, teremos todo o gosto em <a href=\"https:\/\/ambylegal.by\/pt\/contact-us-en\/\">ajud\u00e1-lo<\/a>! A nossa vasta experi\u00eancia na \u00e1rea de relacionamento com os bancos ajud\u00e1-lo-\u00e1 a tomar as decis\u00f5es certas e a resolver qualquer situa\u00e7\u00e3o.<br>Para sua conveni\u00eancia, est\u00e3o dispon\u00edveis op\u00e7\u00f5es de contacto por telefone e e-mail:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>+375 29 505 10 51 (WhatsApp\/Telegram\/Viber);<\/li>\n\n\n\n<li>info@ambylegal.by.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A leitura atenta do contrato de servi\u00e7os de caixa e de liquida\u00e7\u00e3o (conta \u00e0 ordem) celebrado com o banco \u00e9 fundamental, pois permite compreender todas as condi\u00e7\u00f5es e regras que reger\u00e3o a sua intera\u00e7\u00e3o com a institui\u00e7\u00e3o banc\u00e1ria. A incompreens\u00e3o ou desconsidera\u00e7\u00e3o destas condi\u00e7\u00f5es pode originar problemas e contratempos no futuro. O contrato de presta\u00e7\u00e3o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7618,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3828],"tags":[],"class_list":["post-58847","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A que deve prestar aten\u00e7\u00e3o no contrato com o banco | Amby Legal<\/title>\n<meta name=\"description\" content=\"A que deve prestar aten\u00e7\u00e3o no contrato com o banco. 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