{"id":58998,"date":"2024-04-17T09:35:23","date_gmt":"2024-04-17T06:35:23","guid":{"rendered":"https:\/\/ambylegal.by\/news\/what-to-know-about-loan-interest\/"},"modified":"2024-04-17T09:35:23","modified_gmt":"2024-04-17T06:35:23","slug":"what-to-know-about-loan-interest","status":"publish","type":"post","link":"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/","title":{"rendered":"O que os particulares devem saber sobre os juros de empr\u00e9stimos"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<div class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/div>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#O_que_sao_os_juros_do_emprestimo\" >O que s\u00e3o os juros do empr\u00e9stimo?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#Como_e_que_o_banco_determina_a_taxa_de_juro_do_emprestimo\" >Como \u00e9 que o banco determina a taxa de juro do empr\u00e9stimo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#Como_obter_mais_informacoes_sobre_os_juros_de_utilizacao_do_emprestimo_que_lhe_e_concedido\" >Como obter mais informa\u00e7\u00f5es sobre os juros de utiliza\u00e7\u00e3o do empr\u00e9stimo que lhe \u00e9 concedido<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#A_que_aspetos_deve_prestar_atencao_no_contrato_de_emprestimo_relativamente_aos_juros\" >A que aspetos deve prestar aten\u00e7\u00e3o no contrato de empr\u00e9stimo relativamente aos juros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#Pode_o_banco_aumentar_o_montante_dos_juros_de_utilizacao_do_emprestimo\" >Pode o banco aumentar o montante dos juros de utiliza\u00e7\u00e3o do empr\u00e9stimo?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#Quando_e_que_o_banco_deixa_de_cobrar_juros_sobre_o_emprestimo\" >Quando \u00e9 que o banco deixa de cobrar juros sobre o empr\u00e9stimo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ambylegal.by\/pt\/news\/what-to-know-about-loan-interest\/#Contacte-nos\" >Contacte-nos&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Um empr\u00e9stimo pode ser um instrumento valioso se precisar de acesso imediato a fundos. Um dos principais aspetos ao contrair um empr\u00e9stimo \u00e9 a taxa de juro. Este artigo fornece informa\u00e7\u00f5es sobre os juros de empr\u00e9stimos que os particulares devem conhecer para gerir o dinheiro e evitar custos imprevistos na Bielorr\u00fassia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"O_que_sao_os_juros_do_emprestimo\"><\/span>O que s\u00e3o os juros do empr\u00e9stimo?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Os juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo representam um montante adicional que o mutu\u00e1rio deve pagar ao banco pelo financiamento disponibilizado.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Os juros s\u00e3o calculados como uma determinada percentagem do montante do empr\u00e9stimo e s\u00e3o pagos juntamente com a d\u00edvida principal do empr\u00e9stimo. Constituem a principal fonte de rendimento das institui\u00e7\u00f5es de cr\u00e9dito e podem depender dos seguintes fatores:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Despesas do banco relacionadas com a an\u00e1lise dos documentos do empr\u00e9stimo.<\/li>\n\n\n\n<li>Despesas do banco associadas \u00e0 emiss\u00e3o de cart\u00f5es de cr\u00e9dito.<\/li>\n\n\n\n<li>Servi\u00e7os adicionais prestados pelo banco ao mutu\u00e1rio e respetivas despesas.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compreender o funcionamento dos juros de empr\u00e9stimos ajud\u00e1-lo-\u00e1 a tomar decis\u00f5es financeiras mais informadas e a gerir com sucesso as suas d\u00edvidas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_e_que_o_banco_determina_a_taxa_de_juro_do_emprestimo\"><\/span>Como \u00e9 que o banco determina a taxa de juro do empr\u00e9stimo<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O Banco desenvolve produtos de cr\u00e9dito e calcula as taxas de juro aplic\u00e1veis \u00e0 sua utiliza\u00e7\u00e3o. Os juros s\u00e3o calculados com base na taxa de juro correspondente ao ano de utiliza\u00e7\u00e3o do empr\u00e9stimo. Para determinar o montante da taxa de juro do empr\u00e9stimo, o Banco pode utilizar os seguintes m\u00e9todos:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Taxa de juro anual fixa. Isto significa que a taxa de juro \u00e9 estabelecida em termos num\u00e9ricos absolutos.<\/li>\n\n\n\n<li>Taxa de juro anual vari\u00e1vel. Isto significa que a taxa de juro est\u00e1 indexada a um indicador que pode sofrer altera\u00e7\u00f5es ao longo do ano. Na Bielorr\u00fassia, neste caso, a taxa de juro do empr\u00e9stimo est\u00e1 habitualmente associada \u00e0 varia\u00e7\u00e3o da taxa de refinanciamento fixada pelo Banco Nacional.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O Banco determina o montante e as condi\u00e7\u00f5es de pagamento de juros pelo mutu\u00e1rio no momento da concess\u00e3o do empr\u00e9stimo.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4.png\" alt=\"\" class=\"wp-image-12255\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/11\/image-67-3-4-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Como_obter_mais_informacoes_sobre_os_juros_de_utilizacao_do_emprestimo_que_lhe_e_concedido\"><\/span>Como obter mais informa\u00e7\u00f5es sobre os juros de utiliza\u00e7\u00e3o do empr\u00e9stimo que lhe \u00e9 concedido<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de celebrar um contrato de empr\u00e9stimo, o banco deve dar a conhecer ao particular as condi\u00e7\u00f5es do empr\u00e9stimo mediante assinatura. Relativamente aos juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo, este documento deve conter informa\u00e7\u00f5es sobre:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O montante dos juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n\n\n\n<li>A forma como o banco determina o montante dos juros, nomeadamente atrav\u00e9s da taxa fixa anual ou da taxa de juro anual vari\u00e1vel.<\/li>\n\n\n\n<li>O montante dos juros durante todo o per\u00edodo de utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n\n\n\n<li>Os prazos de pagamento dos juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta constitui a informa\u00e7\u00e3o m\u00ednima sobre os juros do empr\u00e9stimo que o banco deve fornecer ao mutu\u00e1rio, que \u00e9 um particular. O banco pode fornecer detalhes ainda mais abrangentes sobre os juros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_que_aspetos_deve_prestar_atencao_no_contrato_de_emprestimo_relativamente_aos_juros\"><\/span>A que aspetos deve prestar aten\u00e7\u00e3o no contrato de empr\u00e9stimo relativamente aos juros<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O contrato de empr\u00e9stimo deve conter as condi\u00e7\u00f5es relativas aos juros de utiliza\u00e7\u00e3o do empr\u00e9stimo, respetivo montante e procedimento de pagamento. Adicionalmente, o banco poder\u00e1 especificar no contrato de empr\u00e9stimo as seguintes condi\u00e7\u00f5es relativas aos juros:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O pagamento integral dos juros no dia do reembolso do empr\u00e9stimo ou o pagamento de juros em presta\u00e7\u00f5es iguais durante todo o per\u00edodo de utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n\n\n\n<li>O per\u00edodo de car\u00eancia, durante o qual o banco n\u00e3o cobra juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n\n\n\n<li>O procedimento de informa\u00e7\u00e3o ao mutu\u00e1rio sobre a redu\u00e7\u00e3o dos juros de utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/li>\n\n\n\n<li>A forma como o banco informar\u00e1 sobre a redu\u00e7\u00e3o dos juros de utiliza\u00e7\u00e3o do empr\u00e9stimo e a altera\u00e7\u00e3o do prazo respetivo de pagamento.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pode_o_banco_aumentar_o_montante_dos_juros_de_utilizacao_do_emprestimo\"><\/span>Pode o banco aumentar o montante dos juros de utiliza\u00e7\u00e3o do empr\u00e9stimo?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A taxa de juro prevista no contrato de empr\u00e9stimo pode aumentar por motivos alheios \u00e0 vontade do banco mutuante ou por iniciativa do pr\u00f3prio banco.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A altera\u00e7\u00e3o da taxa de juro por motivos alheios ao banco<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quando a taxa de juro est\u00e1 indexada \u00e0 varia\u00e7\u00e3o da taxa de refinanciamento, a taxa de juro altera-se independentemente da vontade do banco sempre que a taxa de refinanciamento \u00e9 modificada. Tal altera\u00e7\u00e3o n\u00e3o constitui uma modifica\u00e7\u00e3o iniciada pelo banco, decorrendo antes de altera\u00e7\u00f5es legislativas, uma vez que a taxa de refinanciamento \u00e9 fixada por resolu\u00e7\u00e3o da Administra\u00e7\u00e3o do Banco Nacional da Bielorr\u00fassia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aumento da taxa de juro por iniciativa do banco<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O Banco pode decidir aumentar os juros ou alterar o prazo de pagamento respetivo, independentemente de altera\u00e7\u00f5es legislativas. Nesse caso, devem ser fornecidas ao benefici\u00e1rio informa\u00e7\u00f5es sobre as condi\u00e7\u00f5es do empr\u00e9stimo mediante assinatura ou por via eletr\u00f3nica com possibilidade de confirma\u00e7\u00e3o de consentimento.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se o mutu\u00e1rio concordar com os novos termos de pagamento de juros, o banco celebra com ele um aditamento ao contrato de empr\u00e9stimo. Por vezes, em caso de aumento do montante dos juros de um empr\u00e9stimo, o banco pode solicitar a um particular a apresenta\u00e7\u00e3o de informa\u00e7\u00f5es sobre os seus rendimentos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pode o banco reduzir a taxa de juro do empr\u00e9stimo<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quando a taxa de juro de um empr\u00e9stimo est\u00e1 indexada a varia\u00e7\u00f5es da taxa de refinanciamento, \u00e9 poss\u00edvel que os juros do empr\u00e9stimo aumentem. Caso a taxa de refinanciamento diminua, os juros do empr\u00e9stimo s\u00e3o reduzidos. Tal altera\u00e7\u00e3o n\u00e3o \u00e9 considerada uma redu\u00e7\u00e3o de juros por iniciativa do banco.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se a taxa de juro for reduzida por iniciativa do banco, o mutu\u00e1rio ser\u00e1 informado nos termos e pela forma previstos no contrato de empr\u00e9stimo. Nesse caso, n\u00e3o \u00e9 obrigat\u00f3rio assinar as informa\u00e7\u00f5es relativas \u00e0s condi\u00e7\u00f5es do empr\u00e9stimo. Se a taxa de juro for reduzida, ser\u00e1 necess\u00e1rio assinar um aditamento ao contrato de empr\u00e9stimo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Como pagar juros em caso de reembolso antecipado de um empr\u00e9stimo<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A possibilidade de reembolso antecipado do empr\u00e9stimo encontra-se habitualmente estipulada no contrato de empr\u00e9stimo. Caso o contrato seja omisso quanto a esta mat\u00e9ria, dever\u00e1 contactar o banco mutuante mediante requerimento a solicitar consentimento para o reembolso antecipado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Os particulares t\u00eam o direito de reembolsar o empr\u00e9stimo, total ou parcialmente, de forma antecipada e sem o consentimento do banco. Contudo, isto aplica-se apenas aos empr\u00e9stimos concedidos para fins de consumo \u2014 empr\u00e9stimos ao consumo. \u00c9 um equ\u00edvoco comum pensar que pagar um empr\u00e9stimo antecipadamente implica liquidar juros sobre a totalidade do montante mutuado. Em caso de reembolso antecipado do empr\u00e9stimo, os juros devem ser pagos apenas pelo per\u00edodo de utiliza\u00e7\u00e3o efetiva do empr\u00e9stimo.<\/p>\n\n\n<div class=\"bcta bcta--post \">\r\n    <div class=\"bcta__title title\">Conta Banc\u00e1ria para Particulares<\/div>\r\n    <div class=\"bcta__snippet\">Abra uma conta banc\u00e1ria de forma r\u00e1pida e segura na Bielorr\u00fassia para particulares!<\/div>\r\n        <div class=\"bcta__more\">\r\n        <a href=\"https:\/\/ambylegal.by\/pt\/services\/opening-of-accounts-in-banks-of-the-republic-of-belarus\/opening-accounts-for-individuals\/\" class=\"btn btn--outline\">\r\n\t\t\tSaber mais            <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n        <\/a>\r\n    <\/div>\r\n    <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quando_e_que_o_banco_deixa_de_cobrar_juros_sobre_o_emprestimo\"><\/span>Quando \u00e9 que o banco deixa de cobrar juros sobre o empr\u00e9stimo<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">O Banco pode suspender ou cessar a contagem de juros sobre o empr\u00e9stimo. Tal \u00e9 poss\u00edvel, em determinados casos, tanto por iniciativa do banco como por iniciativa do mutu\u00e1rio ou dos seus herdeiros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Por iniciativa do banco<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Quando um particular deixa de reembolsar o empr\u00e9stimo, o banco pode recorrer \u2014 e na maioria das vezes recorre \u2014 \u00e0s autoridades estatais para reaver os montantes devidos ao abrigo do contrato de empr\u00e9stimo. Ap\u00f3s o banco obter uma decis\u00e3o judicial de cobran\u00e7a da d\u00edvida do empr\u00e9stimo ou um t\u00edtulo executivo notarial para o efeito, o banco habitualmente cessa a cobran\u00e7a de juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Por iniciativa do mutu\u00e1rio ou dos seus herdeiros&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O banco pode decidir suspender a contagem de juros sobre um empr\u00e9stimo concedido a um particular com base num requerimento apresentado por essa pessoa ou pelos respetivos herdeiros. O requerimento deve ser acompanhado de documentos que comprovem as circunst\u00e2ncias invocadas pelo requerente para solicitar a suspens\u00e3o da contagem de juros. Seguem-se exemplos de tais circunst\u00e2ncias:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Casos de fraude e abuso de confian\u00e7a em que o mutu\u00e1rio seja reconhecido como v\u00edtima de infra\u00e7\u00e3o penal. O reconhecimento do mutu\u00e1rio como v\u00edtima deve ser atestado por documento emitido pela autoridade de investiga\u00e7\u00e3o criminal.<\/li>\n\n\n\n<li>Morte do mutu\u00e1rio. Neste caso, recomendamos que os herdeiros apresentem a certid\u00e3o de \u00f3bito do mutu\u00e1rio ao banco.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Contacte-nos\"><\/span>Contacte-nos&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se tiver alguma d\u00favida relacionada com o c\u00e1lculo e pagamento de juros pela utiliza\u00e7\u00e3o do empr\u00e9stimo, teremos todo o gosto em <a href=\"https:\/\/ambylegal.by\/pt\/contact-us-en\/\">ajud\u00e1-lo<\/a>! A nossa vasta experi\u00eancia no dom\u00ednio do direito banc\u00e1rio ser-lhe-\u00e1 \u00fatil na resolu\u00e7\u00e3o de quaisquer lit\u00edgios.<br>Para sua conveni\u00eancia, est\u00e3o dispon\u00edveis canais de contacto telef\u00f3nico e por e-mail:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>+375 29 505 10 51 (WhatsApp\/Telegram\/Viber);<\/li>\n\n\n\n<li>info@ambylegal.by.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Um empr\u00e9stimo pode ser um instrumento valioso se precisar de acesso imediato a fundos. Um dos principais aspetos ao contrair um empr\u00e9stimo \u00e9 a taxa de juro. Este artigo fornece informa\u00e7\u00f5es sobre os juros de empr\u00e9stimos que os particulares devem conhecer para gerir o dinheiro e evitar custos imprevistos na Bielorr\u00fassia. O que s\u00e3o os [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3828],"tags":[],"class_list":["post-58998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O que os particulares devem saber sobre os juros de empr\u00e9stimos | Amby Legal<\/title>\n<meta name=\"description\" content=\"Juros de empr\u00e9stimos na Bielorr\u00fassia. 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