{"id":58699,"date":"2023-11-07T22:50:01","date_gmt":"2023-11-07T19:50:01","guid":{"rendered":"https:\/\/ambylegal.by\/services\/debt-collection-in-belarus-eng\/collection-of-money-under-loan-agreements\/"},"modified":"2023-11-07T22:50:01","modified_gmt":"2023-11-07T19:50:01","slug":"collection-of-money-under-loan-agreements","status":"publish","type":"services","link":"https:\/\/ambylegal.by\/tr\/services\/debt-collection-in-belarus-eng\/collection-of-money-under-loan-agreements\/","title":{"rendered":"Kredi S\u00f6zle\u015fmeleri Kapsam\u0131nda Alacak Tahsili"},"content":{"rendered":"<section class=\"first-screen\">\r\n\t<img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-scaled.webp\" class=\"first-screen__bg\" alt=\"bg\" fetchpriority=\"high\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-scaled.webp 2560w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-300x169.webp 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-1024x576.webp 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-768x432.webp 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-1536x864.webp 1536w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/bg-2048x1152.webp 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\r\n    <div class=\"container\">\r\n        <div class=\"first-screen__content\">\r\n\t                 \r\n\t\t\t                <h1 class=\"first-screen__title\">Belarus&#039;ta Kredi S\u00f6zle\u015fmeleri Kapsam\u0131nda Alacak Tahsili<\/h1>\r\n\t\t\t\t\t\t\r\n\t\t\t                <div class=\"first-screen__description\">\r\n\t\t\t\t\tBor\u00e7 verenlere \u2014 yerle\u015fikler ve yerle\u015fik olmayanlar \u2014 dava \u00f6ncesi talep, noter icras\u0131 ve mahkeme i\u015flemleri yoluyla kredi s\u00f6zle\u015fmeleri kapsam\u0131nda para tahsil etme konusunda yard\u0131mc\u0131 olan lisansl\u0131 Belaruslu avukatlar.                <\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t                <div class=\"first-screen__action\">\r\n                    <a href=\"#contact\" class=\"first-screen__button btn btn--secondary\" target=\"_self\">\r\n\t\t\t\t\t\tBize Ula\u015f\u0131n                        <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n                    <\/a>\r\n                <\/div>\r\n\t\t\t        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n\r\n<section class=\"para-brands\">\r\n    <div class=\"container\">\r\n        <h2 class=\"clients-slider__title\">Our clients<\/h2>\r\n        <div class=\"para-brands__grid\">\r\n            <!-- Slots injected via JS -->\r\n        <\/div>\r\n    <\/div>\r\n    <script>\r\n        document.addEventListener( 'DOMContentLoaded', () => {\r\n            const brandsData = 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          }\r\n\r\n                    void newImg.offsetWidth;\r\n\r\n                    setTimeout( () => {\r\n                        requestAnimationFrame( () => {\r\n                            newImg.classList.remove( 'is-entering' );\r\n                            newImg.classList.add( 'is-visible' );\r\n                        } );\r\n                    }, 300 );\r\n\r\n                    setTimeout( () => {\r\n                        if ( currentImg && currentImg.parentNode === slot ) {\r\n                            slot.removeChild( currentImg );\r\n                        }\r\n                    }, 850 );\r\n                } );\r\n            };\r\n\r\n            initGrid();\r\n\r\n            if ( brandsData.length > slotsCount ) {\r\n                clearInterval( intervalId );\r\n                intervalId = setInterval( swapRandomLogo, 2500 ); \/\/ Swap one every 2s\r\n            }\r\n\r\n            let resizeTimer;\r\n            window.addEventListener( 'resize', () => {\r\n                clearTimeout( resizeTimer );\r\n                resizeTimer = setTimeout( () => {\r\n                    const newCount = getSlotsCount();\r\n                    if ( newCount !== slotsCount ) {\r\n                        initGrid();\r\n                        clearInterval( intervalId );\r\n                        if ( brandsData.length > newCount ) {\r\n                            intervalId = setInterval( swapRandomLogo, 2500 );\r\n                        }\r\n                    }\r\n                }, 200 );\r\n            } );\r\n        } );\r\n    <\/script>\r\n<\/section>\n\n<div class=\"content-wrapper content-wrapper--lg wp-block-custom-container\"><div class=\"container\">\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/ambylegal.by\/tr\/\">Home<\/a><\/span> <i class=\"sep\"><\/i> <span><a href=\"https:\/\/ambylegal.by\/tr\/services\/\">Services<\/a><\/span> <i class=\"sep\"><\/i> <span><a href=\"https:\/\/ambylegal.by\/tr\/services\/debt-collection-in-belarus-eng\/\">Alacak Tahsili Hizmetleri<\/a><\/span> <i class=\"sep\"><\/i> <span class=\"breadcrumb_last\" aria-current=\"page\">Kredi S\u00f6zle\u015fmeleri Kapsam\u0131nda Alacak Tahsili<\/span><\/span><\/div>\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><strong>Yerle\u015fik Olmayan Bor\u00e7 Verenler \u0130\u00e7in Tahsilat Yollar\u0131<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yerle\u015fik olmayan bir taraf, Belarus&#8217;ta yerle\u015fik bir ki\u015fiye \u2014 ister \u015firket ister birey olsun \u2014 kredi vermi\u015fse ve bor\u00e7lu geri \u00f6deme yapmazsa, Belarus hukuku kapsam\u0131nda a\u015fa\u011f\u0131daki tahsilat yollar\u0131 mevcuttur:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dava \u00f6ncesi uzla\u015fma.<\/strong>&nbsp;Bor\u00e7 veren, bor\u00e7luya g\u00f6n\u00fcll\u00fc geri \u00f6deme, taksit plan\u0131 veya ba\u015fka bir uzla\u015fma d\u00fczenlemesi teklif eden resmi yaz\u0131l\u0131 bir ihtar g\u00f6nderir. Belarus t\u00fczel ki\u015filerine verilecek krediler i\u00e7in bu ad\u0131m, mahkeme i\u015flemleri ba\u015flat\u0131lmadan \u00f6nce zorunludur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Noter icras\u0131.<\/strong>&nbsp;Kredi s\u00f6zle\u015fmesinin noter tasdikli oldu\u011fu durumlarda bor\u00e7 veren, mahkeme s\u00fcre\u00e7leri olmaks\u0131z\u0131n noter icra \u015ferhi (\u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u043d\u0430\u0434\u043f\u0438\u0441\u044c \u043d\u043e\u0442\u0430\u0440\u0438\u0443\u0441\u0430) alabilir. Bu \u015ferh mahkeme karar\u0131yla ayn\u0131 hukuki g\u00fcce sahiptir ve bor\u00e7 verenin do\u011frudan Belarus icra dairesi arac\u0131l\u0131\u011f\u0131yla cebri icraya devam etmesini sa\u011flar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mahkeme i\u015flemleri.<\/strong>&nbsp;Dava \u00f6ncesi \u00f6nlemlerin ba\u015far\u0131s\u0131z oldu\u011fu durumlarda bor\u00e7 veren, yetkili Belarus mahkemesine \u2014 t\u00fczel ki\u015fileri i\u00e7eren uyu\u015fmazl\u0131klar i\u00e7in Ekonomi Mahkemesine veya \u00f6zel bireylerle olan uyu\u015fmazl\u0131klar i\u00e7in asliye hukuk mahkemesine \u2014 dava a\u00e7ar. Mahkeme, anaparan\u0131n faiz ve ge\u00e7 \u00f6deme cezalar\u0131yla birlikte geri \u00f6denmesine karar verebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Uluslararas\u0131 mekanizmalar.<\/strong>&nbsp;Ge\u00e7erli uluslararas\u0131 yat\u0131r\u0131m koruma anla\u015fmalar\u0131 veya ikili anla\u015fmalar\u0131n bulundu\u011fu durumlarda, yerle\u015fik olmayan bor\u00e7 veren uluslararas\u0131 tahkim veya di\u011fer uluslararas\u0131 uyu\u015fmazl\u0131k \u00e7\u00f6z\u00fcm mekanizmalar\u0131 arac\u0131l\u0131\u011f\u0131yla da koruma arayabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AMBY Legal, her somut olayda en etkili tahsilat yolunu tavsiye eder ve se\u00e7ilen prosed\u00fcr\u00fcn ba\u015ftan sona y\u00f6netimini \u00fcstlenir.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Belarus Hukukuna G\u00f6re Kredi S\u00f6zle\u015fmesinin \u00d6zellikleri<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Belarus medeni hukukuna g\u00f6re kredi s\u00f6zle\u015fmesi, imza an\u0131ndan itibaren de\u011fil, paran\u0131n fiilen bor\u00e7luya aktar\u0131ld\u0131\u011f\u0131 andan itibaren akdedilmi\u015f kabul edilir. Bunun pratik \u00f6nemi vard\u0131r: transfer kan\u0131tlanamazsa kredinin varl\u0131\u011f\u0131 itiraz konusu olabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredi s\u00f6zle\u015fmesinde geri \u00f6deme tarihinin \u2014 belirli bir takvim tarihi olarak veya para transferi tarihinden itibaren bir s\u00fcre olarak \u2014 a\u00e7\u0131k\u00e7a belirtilmesini tavsiye ediyoruz. Geri \u00f6deme tarihinin belirtilmedi\u011fi ve s\u00f6zle\u015fmenin \u00f6zel bir bireyle yap\u0131ld\u0131\u011f\u0131 durumlarda bor\u00e7 veren, \u00f6nce geri \u00f6deme talebi g\u00f6ndermeli ve yaln\u0131zca bor\u00e7lu talebi ald\u0131ktan 30 g\u00fcn sonra mahkemeye dava a\u00e7abilmektedir.<\/p>\n\n<\/div><\/div>\n\n<section class=\"hcta hcta--dark \" style=\"--bg-image-desktop: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/cta-bg-scaled.webp');--bg-image-tablet: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/03\/3-t.webp');--bg-image-mobile: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/03\/3-m.webp');--bg-image: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/cta-bg-scaled.webp');\">\n\t            <div class=\"hcta__inner\">\n                <div class=\"container\">\n\t\t\t\t\t                    <h2 class=\"hcta__title h3\">Belarus&#8217;ta Alacak Tahsili<\/h2>\n                    <p class=\"hcta__snippet\">Profesyonel hukuki destekle \u015firketler ve t\u00fczel ki\u015filer i\u00e7in Belarus&#8217;taki alacak tahsili sorunlar\u0131n\u0131 \u00e7\u00f6z\u00fcn!<\/p>\n\t\t\t\t\t                        <div class=\"hcta__action\">\n                            <a href=\"https:\/\/ambylegal.by\/tr\/services\/debt-collection-services\/\" target=\"\" class=\"btn btn--dark\">\n\t\t\t\t\t\t\t\tDetayl\u0131 Bilgi                                <span class=\"btn__icon btn__icon--arrow\"><\/span>\n                            <\/a>\n                        <\/div>\n\t\t\t\t\t                <\/div>\n            <\/div>\n<\/section>\n\n\n<section class=\"htextimg htextimg--right\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png\" class=\"attachment-full size-full\" alt=\"image 67 (1)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Kredi S\u00f6zle\u015fmesinin \u015eekli<\/h2>\r\n                <div class=\"htextimg__snippet\"><p>T\u00fczel ki\u015filer aras\u0131ndaki kredi s\u00f6zle\u015fmesi yaz\u0131l\u0131 \u015fekle uygun olarak akdedilmelidir. Kredi miktar\u0131n\u0131n 10 baz birimi \u2014 halihaz\u0131rda 370 Belarus rublesi \u2014 a\u015ft\u0131\u011f\u0131 durumlarda \u00f6zel bireyler aras\u0131nda da yaz\u0131l\u0131 s\u00f6zle\u015fme gereklidir. Bireyler aras\u0131ndaki daha k\u00fc\u00e7\u00fck tutarlar i\u00e7in yaz\u0131l\u0131 bir s\u00f6zle\u015fme daha g\u00fc\u00e7l\u00fc kan\u0131t korumas\u0131 sa\u011flasa da bir makbuz (\u0440\u0430\u0441\u043f\u0438\u0441\u043a\u0430) yeterli olabilir.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--left\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"1000\" height=\"700\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1.png\" class=\"attachment-full size-full\" alt=\"image 67 (1)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1-768x538.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Kredi S\u00f6zle\u015fmesi Kapsam\u0131nda Tahsil Edilebilir Faiz<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesi faizsiz olabilir veya kredi anaparas\u0131 \u00fczerinden faiz \u00f6ng\u00f6rebilir. Bor\u00e7lunun zaman\u0131nda geri \u00f6deme yapmad\u0131\u011f\u0131 durumlarda bor\u00e7 veren, kararla\u015ft\u0131r\u0131lan s\u00f6zle\u015fme faizine ek olarak, ba\u015fkas\u0131n\u0131n paras\u0131n\u0131 kullanmaktan \u00f6t\u00fcr\u00fc yasal faiz talep edebilir. Bu faiz, geri \u00f6deme tarihinde veya mahkeme yoluyla tahsil edilmesi halinde mahkeme karar tarihi itibar\u0131yla Belarus Ulusal Bankas\u0131&#8217;n\u0131n refinansman oran\u0131 \u00fczerinden hesaplan\u0131r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesinin yabanc\u0131 para cinsinden ifade edildi\u011fi durumlarda taraflar, o para birimindeki fonlar\u0131n kullan\u0131m\u0131 i\u00e7in farkl\u0131 bir faiz oran\u0131nda anla\u015fabilirler. Talep, s\u00f6zle\u015fmenin bunu \u00f6ng\u00f6rd\u00fc\u011f\u00fc durumlarda yabanc\u0131 para cinsinden veya s\u00f6zle\u015fme farkl\u0131 bir d\u00f6n\u00fc\u015f\u00fcm oran\u0131 belirtmedi\u011fi s\u00fcrece mahkeme karar tarihi itibar\u0131yla Ulusal Banka d\u00f6viz kuru \u00fczerinden Belarus rublesi cinsinden geri \u00f6deme talep edebilir.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--right\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2.png\" class=\"attachment-full size-full\" alt=\"image 67 (2)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Mahkeme D\u0131\u015f\u0131 Uzla\u015fma Se\u00e7enekleri<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Do\u011frudan geri \u00f6demeye ek olarak, yerle\u015fik olmayan bir bor\u00e7 veren kredi y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc mahsup (\u0437\u0430\u0447\u0451\u0442 \u0432\u0437\u0430\u0438\u043c\u043d\u044b\u0445 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439) veya bor\u00e7 yenileme (novasyon &#8211; \u043d\u043e\u0432\u0430\u0446\u0438\u044f) yoluyla \u00e7\u00f6zmeyi d\u00fc\u015f\u00fcnebilir:<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Mahsup:<\/strong> bor\u00e7lunun bor\u00e7 verene kar\u015f\u0131 alaca\u011f\u0131 oldu\u011fu durumlarda, kar\u015f\u0131l\u0131kl\u0131 y\u00fck\u00fcml\u00fcl\u00fckler k\u0131smen veya tamamen mahsup yoluyla sona erdirilebilir \u2014 ger\u00e7ek nakit transferi ihtiyac\u0131n\u0131 ortadan kald\u0131r\u0131r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Bor\u00e7 yenileme (Novasyon):<\/strong> bor\u00e7lunun krediyi geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc farkl\u0131 bir y\u00fck\u00fcml\u00fcl\u00fckle de\u011fi\u015ftirilebilir \u2014 \u00f6rne\u011fin mal tedariki, hizmet sunumu veya bor\u00e7 verenin yarar\u0131na i\u015flerin yerine getirilmesi gibi.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Her iki mekanizma da taraflar\u0131n anla\u015fmas\u0131n\u0131 gerektirir ve yasal olarak etkili olabilmesi i\u00e7in usul\u00fcne uygun olarak belgelendirilmelidir.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--left\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"1000\" height=\"700\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4.png\" class=\"attachment-full size-full\" alt=\"image 67 (4)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4-768x538.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Kredi Uyu\u015fmazl\u0131klar\u0131 \u0130\u00e7in Dava \u00d6ncesi Prosed\u00fcr<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Belarus t\u00fczel ki\u015fileri ile yap\u0131lan kredi s\u00f6zle\u015fmeleri i\u00e7in, mahkeme i\u015flemleri ba\u015flat\u0131lmadan \u00f6nce zorunlu dava \u00f6ncesi ihtar prosed\u00fcr\u00fc ge\u00e7erlidir. G\u00f6n\u00fcll\u00fc geri \u00f6deme teklif eden ve bor\u00e7 miktar\u0131n\u0131 belirten yaz\u0131l\u0131 bir ihtar bor\u00e7luya g\u00f6nderilmelidir. S\u00f6zle\u015fme farkl\u0131 bir s\u00fcre \u00f6ng\u00f6rmedi\u011fi s\u00fcrece bor\u00e7lunun yan\u0131t vermek ve \u00f6deme yapmak i\u00e7in bir ay\u0131 vard\u0131r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Belarus yerti\u015fi \u00f6zel bireylerle yap\u0131lan kredi s\u00f6zle\u015fmeleri i\u00e7in dava \u00f6ncesi prosed\u00fcr zorunlu de\u011fildir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ancak:<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">S\u00f6zle\u015fmenin noter tasdikli oldu\u011fu durumlarda bor\u00e7 veren mahkemeye gitmek yerine do\u011frudan icra \u015ferhi i\u00e7in bir notere ba\u015fvurabilir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">S\u00f6zle\u015fmenin noter tasdikli olmad\u0131\u011f\u0131 ve herhangi bir geri \u00f6deme tarihinin belirtilmedi\u011fi durumlarda, \u00f6nce bir geri \u00f6deme talebi g\u00f6nderilmeli ve mahkeme i\u015flemleri ancak bor\u00e7lu talebi ald\u0131ktan 30 g\u00fcn sonra ba\u015flat\u0131labilmektedir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">S\u00f6zle\u015fmede ge\u00e7en ve s\u00fcresi dolmu\u015f bir geri \u00f6deme tarihi belirtilmi\u015fse, bor\u00e7 veren do\u011frudan mahkemeye dava a\u00e7abilir.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--right\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png\" class=\"attachment-full size-full\" alt=\"image 67 (1)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Kredi S\u00f6zle\u015fmesi Kapsam\u0131nda Mahkeme Yoluyla Tahsilat<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi borcunun tahsili i\u00e7in dava, bor\u00e7lunun geri \u00f6deme yapmakla y\u00fck\u00fcml\u00fc oldu\u011fu tarihten itibaren \u00fc\u00e7 y\u0131l i\u00e7inde a\u00e7\u0131lmal\u0131d\u0131r. Dava, bor\u00e7lunun ikametg\u00e2h\u0131ndaki (bireyler i\u00e7in) veya tescilli adresindeki (t\u00fczel ki\u015filer i\u00e7in) mahkemeye a\u00e7\u0131l\u0131r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Dava dilek\u00e7esine \u015funlar e\u015flik etmelidir: kredi s\u00f6zle\u015fmesi veya makbuz; talep edilen tutarlar\u0131n ayr\u0131nt\u0131l\u0131 bir hesaplamas\u0131 (anapara, faiz, cezalar); ve devlet harc\u0131n\u0131n \u00f6dendi\u011fine dair kan\u0131t.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesi yabanc\u0131 para cinsinden geri \u00f6deme gerektirdi\u011finde mahkeme, ba\u015fka bir oran kararla\u015ft\u0131r\u0131lmad\u0131\u011f\u0131 s\u00fcrece, bu para biriminde veya mahkeme karar tarihi itibar\u0131yla Ulusal Banka d\u00f6viz kuru \u00fczerinden Belarus rublesi cinsinden geri \u00f6demeye karar verebilir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Mahkeme geri \u00f6demeye karar vermesine ra\u011fmen bor\u00e7lu temerr\u00fcde devam ederse, kredi anaparas\u0131n\u0131n kullan\u0131m\u0131 i\u00e7in faiz mahkeme karar\u0131 icra edilene kadar tahakkuk etmeye devam eder \u2014 ve s\u00f6zle\u015fme bunu \u00f6ng\u00f6r\u00fcyorsa bor\u00e7 veren bu ek faiz i\u00e7in ek bir dava a\u00e7abilir.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--left\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"1000\" height=\"700\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1.png\" class=\"attachment-full size-full\" alt=\"image 67 (1)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1-768x538.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Makbuz (Kredi \u0130krar\u0131) Nas\u0131l D\u00fczenlenir<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Belarus hukuku kredi makbuzu i\u00e7in kat\u0131 bir \u015fablon \u00f6ng\u00f6rmese de, usul\u00fcne uygun haz\u0131rlanm\u0131\u015f bir makbuz bor\u00e7 verenin kan\u0131t konumunu \u00f6nemli \u00f6l\u00e7\u00fcde g\u00fc\u00e7lendirir. Makbuz bor\u00e7lu taraf\u0131ndan el yaz\u0131s\u0131yla yaz\u0131lmal\u0131 ve \u015funlar\u0131 i\u00e7ermelidir: bor\u00e7lunun tam ad\u0131 ve pasaport detaylar\u0131; belirli bir para miktar\u0131n\u0131n al\u0131nd\u0131\u011f\u0131na dair a\u00e7\u0131k bir ikrar; rakam ve yaz\u0131 olarak tam miktar ve para birimi; net bir geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc; geri \u00f6deme tarihi; bor\u00e7 verenin tam ad\u0131; tarih ve imza.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">\u0130mzal\u0131 bilgisayar \u00e7\u0131k\u0131\u015fl\u0131 makbuzlar yasal olarak ge\u00e7erlidir ancak bor\u00e7lunun yazarl\u0131\u011fa itiraz etmesi durumunda el yaz\u0131s\u0131 do\u011frulamas\u0131nda zorluklar yarat\u0131r. Maksimum koruma i\u00e7in makbuz, adlar\u0131 ve ileti\u015fim bilgileri belgede belirtilen tan\u0131klar\u0131n huzurunda imzalanmal\u0131d\u0131r. Bor\u00e7 veren, bor\u00e7 \u00f6denene kadar makbuzu elinde tutar, ard\u0131ndan tasfiye onay\u0131 olarak bor\u00e7luya iade eder.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--right\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2.png\" class=\"attachment-full size-full\" alt=\"image 67 (2)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-2-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Kredi S\u00f6zle\u015fmesi Nas\u0131l Noter Tasdikli Yap\u0131l\u0131r<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Noter tasdikli bir kredi s\u00f6zle\u015fmesi, bor\u00e7 veren i\u00e7in en g\u00fc\u00e7l\u00fc yasal korumay\u0131 sa\u011flar \u2014 yaz\u0131l\u0131 s\u00f6zle\u015fmeden veya makbuzdan daha b\u00fcy\u00fck kan\u0131t a\u011f\u0131rl\u0131\u011f\u0131 ta\u015f\u0131r ve mahkeme s\u00fcre\u00e7leri olmaks\u0131z\u0131n noter icra \u015ferhi yoluyla tahsilata imkan tan\u0131r.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesini noter tasdikli hale getirmek i\u00e7in hem bor\u00e7 veren hem de bor\u00e7lu pasaportlar\u0131yla birlikte bir notere ba\u015fvurmal\u0131d\u0131r. Noter s\u00f6zle\u015fmeyi haz\u0131rlar, taraflar noterin huzurunda imzalar ve belge noterin resmi siciline kaydedilir. Kredi s\u00f6zle\u015fmesi haz\u0131rlamak i\u00e7in mevcut noter \u00fccreti 135 Belarus rublesidir. Taraflar\u0131n tescilli adreslerinden ba\u011f\u0131ms\u0131z olarak Belarus&#8217;taki herhangi bir noterl\u0131k ofisi kullan\u0131labilir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Fonlar\u0131n fiili transferi noter randevusundan \u00f6nce veya imza s\u0131ras\u0131nda ger\u00e7ekle\u015febilir \u2014 s\u00f6zle\u015fme transferin ne zaman ger\u00e7ekle\u015fti\u011fini do\u011fru bir \u015fekilde yans\u0131tmal\u0131d\u0131r.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--left\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"1000\" height=\"700\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4.png\" class=\"attachment-full size-full\" alt=\"image 67 (4)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-4-768x538.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Noter Tasdikli Kredi S\u00f6zle\u015fmesi Kapsam\u0131nda Bor\u00e7 Tahsili<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesi noter tasdikli oldu\u011funda bor\u00e7 veren, mahkeme s\u00fcre\u00e7leri ba\u015flatmadan noter icra \u015ferhi (\u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u043d\u0430\u0434\u043f\u0438\u0441\u044c) yoluyla borcu tahsil edebilir. \u015eerhi almak i\u00e7in bor\u00e7 veren orijinal noter tasdikli s\u00f6zle\u015fmeyi bir notere sunar. \u015eerh bir mahkeme karar\u0131yla ayn\u0131 hukuki g\u00fcce sahiptir ve icra i\u00e7in do\u011frudan icra dairesine sunulabilir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Bu yol mahkeme s\u00fcre\u00e7lerine g\u00f6re \u00e7ok daha h\u0131zl\u0131 ve daha az maliyetlidir ve y\u00fcksek kredi tutarlar\u0131 i\u00e7in \u015fiddetle tavsiye edilir. AMBY Legal, noter i\u00e7in belge haz\u0131rl\u0131\u011f\u0131na yard\u0131mc\u0131 olur ve icra dairesi taraf\u0131ndan icray\u0131 denetler.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section class=\"htextimg htextimg--right\">\r\n    <div class=\"container\">\r\n        <div class=\"htextimg__wrapper\">\r\n            <div class=\"htextimg__image\">\r\n\t\t\t\t<img width=\"2000\" height=\"1400\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png\" class=\"attachment-full size-full\" alt=\"image 67 (1)\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1.png 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1024x717.png 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-768x538.png 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-67-1-1536x1075.png 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>            <\/div>\r\n            <div class=\"htextimg__entry\">\r\n                <h2 class=\"htextimg__title title h3\">Yaz\u0131l\u0131 Kredi S\u00f6zle\u015fmesi Kapsam\u0131nda Bor\u00e7 Tahsili<\/h2>\r\n                <div class=\"htextimg__snippet\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Kredi s\u00f6zle\u015fmesi yaz\u0131l\u0131 ancak noter tasdikli de\u011filse, tahsilat mahkeme i\u015flemleri yoluylad\u0131r. Bor\u00e7lunun borca itiraz etmedi\u011fi durumlarda bor\u00e7 veren, emir yarg\u0131lamas\u0131 yoluyla mahkeme emri i\u00e7in ba\u015fvurabilir \u2014 mahkeme duru\u015fmas\u0131z olarak 20 g\u00fcn i\u00e7inde emri \u00e7\u0131kar\u0131r. Borcun ihtilafl\u0131 oldu\u011fu durumlarda tam dava usul\u00fc ge\u00e7erlidir.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Ba\u015fvurudan \u00f6nce, hem g\u00f6n\u00fcll\u00fc \u00f6demeyi te\u015fvik etmek hem de mahkemeye uzla\u015fma denendi\u011fini g\u00f6stermek i\u00e7in bor\u00e7luya resmi yaz\u0131l\u0131 bir ihtar g\u00f6nderilmelidir. Bu ad\u0131m s\u0131kl\u0131kla mahkeme s\u00fcre\u00e7lerine gerek kalmadan geri \u00f6demeyle sonu\u00e7lan\u0131r.<\/p>\n<\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\r\n<section class=\"features-grid\">\r\n    <div class=\"container\">\r\n        <div class=\"features-grid__header\">\r\n            <h2 class=\"features-grid__title\">Hizmetlerimiz<\/h2>\r\n\t\t\t        <\/div>\r\n\t\t\r\n\t\t            <div class=\"features-grid__list\">\r\n\t\t\t\t                    <article class=\"feature-card\">\r\n                        <h3 class=\"feature-card__title h5\">Avukatl\u0131k Dan\u0131\u015fmanl\u0131\u011f\u0131<\/h3>\r\n                        <div class=\"feature-card__text\">Kredi s\u00f6zle\u015fmeleri kapsam\u0131nda para tahsili konusunda dan\u0131\u015fmanl\u0131k veriyoruz \u2014 mevcut yollar\u0131, belgelerin g\u00fcc\u00fcn\u00fc ve ger\u00e7ek\u00e7i tahsilat beklentilerini de\u011ferlendiriyoruz.<\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t                    <\/article>\r\n\t\t\t\t                    <article class=\"feature-card\">\r\n                        <h3 class=\"feature-card__title h5\">Dava \u00d6ncesi Belgelendirme<\/h3>\r\n                        <div class=\"feature-card__text\">Dava \u00f6ncesi a\u015fama i\u00e7in gereken t\u00fcm belgeleri haz\u0131rl\u0131yoruz \u2014 resmi ihtarlar, bor\u00e7 hesaplamalar\u0131, talep mektuplar\u0131 \u2014 usul gereksinimlerine uygunlu\u011fu sa\u011fl\u0131yoruz.<\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t                    <\/article>\r\n\t\t\t\t                    <article class=\"feature-card\">\r\n                        <h3 class=\"feature-card__title h5\">Resmi Bor\u00e7lu Bildirimi<\/h3>\r\n                        <div class=\"feature-card__text\">Bor\u00e7 veren ad\u0131na bor\u00e7lulara dava \u00f6ncesi talepler ve bildirimler g\u00f6nderiyoruz \u2014 uygun yasal bildirimi sa\u011fl\u0131yor ve mahkeme i\u00e7in belge kan\u0131t\u0131 olu\u015fturuyoruz.<\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t                    <\/article>\r\n\t\t\t\t                    <article class=\"feature-card\">\r\n                        <h3 class=\"feature-card__title h5\">Yetkililere Ba\u015fvuru<\/h3>\r\n                        <div class=\"feature-card__text\">Notere (icra \u015ferhleri i\u00e7in) veya mahkemeye t\u00fcm belgeleri haz\u0131rlay\u0131p sunuyoruz \u2014 usul uyumlulu\u011funu ve zaman\u0131nda ba\u015fvuruyu garanti ediyoruz.<\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t                    <\/article>\r\n\t\t\t\t                    <article class=\"feature-card\">\r\n                        <h3 class=\"feature-card__title h5\">Mahkemede Temsil<\/h3>\r\n                        <div class=\"feature-card__text\">Kredi borcu tahsili i\u00e7in mahkeme i\u015flemlerinde bor\u00e7lular\u0131 temsil ediyoruz \u2014 ilk ba\u015fvurudan karar ve icraya kadar.<\/div>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t                    <\/article>\r\n\t\t\t\t            <\/div>\r\n\t\t\t\r\n\t\t\t                <div class=\"features-grid__footer\">\r\n                    <button type=\"button\" class=\"features-grid__toggle btn btn--outline-invert\" data-features-grid-toggle=\"\">\r\n                        <span class=\"btn__text\">More<\/span>\r\n                        <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n                    <\/button>\r\n                <\/div>\r\n\t\t\t\t\t    <\/div>\r\n    <script>\r\n        ( function () {\r\n            const initFeaturesGrid = () => {\r\n                document.querySelectorAll( '.features-grid' ).forEach( grid => {\r\n                    if ( grid.dataset.featuresGridInit ) return;\r\n                    grid.dataset.featuresGridInit = 'true';\r\n\r\n                    const toggleBtn = grid.querySelector( '[data-features-grid-toggle]' );\r\n                    const list      = grid.querySelector( '.features-grid__list' );\r\n                    if ( ! toggleBtn || ! list ) return;\r\n\r\n                    const btnText  = toggleBtn.querySelector( '.btn__text' );\r\n                    let isExpanded = false;\r\n\r\n                    const getCollapsedHeight = () => {\r\n                        const items = list.querySelectorAll( '.feature-card' );\r\n                        if ( items.length <= 3 ) return null;\r\n\r\n                        const thirdItem = items[ 2 ];\r\n\r\n                        return thirdItem.offsetTop + thirdItem.offsetHeight;\r\n                    };\r\n\r\n                    const updateHeight = () => {\r\n                        if ( window.innerWidth < 768 ) {\r\n                            if ( ! isExpanded ) {\r\n                                const h = getCollapsedHeight();\r\n                                if ( h ) list.style.maxHeight = h + 'px';\r\n                            }\r\n                        }\r\n                        else {\r\n                            list.style.maxHeight = 'none';\r\n                        }\r\n                    };\r\n\r\n                    toggleBtn.addEventListener( 'click', () => {\r\n                        if ( window.innerWidth >= 768 ) return;\r\n\r\n                        isExpanded = ! isExpanded;\r\n                        grid.classList.toggle( 'is-expanded', isExpanded );\r\n\r\n                        if ( isExpanded ) {\r\n                            const fullHeight     = list.scrollHeight;\r\n                            list.style.maxHeight = fullHeight + 'px';\r\n                            btnText.textContent  = 'Less';\r\n\r\n                            setTimeout( () => {\r\n                                if ( isExpanded ) list.style.maxHeight = 'none';\r\n                            }, 400 );\r\n                        }\r\n                        else {\r\n                            list.style.maxHeight = list.scrollHeight + 'px';\r\n                            list.offsetHeight;\r\n\r\n                            const h = getCollapsedHeight();\r\n                            if ( h ) {\r\n                                list.style.maxHeight = h + 'px';\r\n                            }\r\n                            btnText.textContent = 'More';\r\n                        }\r\n                    } );\r\n\r\n                    window.addEventListener( 'resize', updateHeight );\r\n                    setTimeout( updateHeight, 100 );\r\n                    updateHeight();\r\n                } );\r\n            };\r\n\r\n            if ( document.readyState === 'loading' ) {\r\n                document.addEventListener( 'DOMContentLoaded', initFeaturesGrid );\r\n            }\r\n            else {\r\n                initFeaturesGrid();\r\n            }\r\n        } )();\r\n    <\/script>\r\n<\/section>\n\n<section class=\"benefits-grid benefits-grid--3\">\r\n    <div class=\"container\">\r\n\t\t            <h2 class=\"benefits-grid__title\">Alacak Tahsili<\/h2>\r\n\t\t\t\t\r\n\t\t            <div class=\"benefits-grid__list\">\r\n\t\t\t\t                    <article class=\"benefit-card benefit-card--1\">\r\n                        <div class=\"benefit-card__icon\" style=\"background-color: #BDCCDB;\"><\/div>\r\n                        <div class=\"benefit-card__content\">\r\n\t\t\t\t\t\t\t                                <h3 class=\"benefit-card__title\">Alacak Tahsilat Prosed\u00fcrleri<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"benefit-card__text\">\r\n\t\t\t\t\t\t\t\t\tT\u00fczel ki\u015filerle kredi uyu\u015fmazl\u0131klar\u0131 i\u00e7in zorunludur \u2014 mahkeme i\u015flemleri ba\u015flat\u0131lmadan \u00f6nce resmi yaz\u0131l\u0131 bir ihtar g\u00f6nderilmelidir.                                <\/div>\r\n\t\t\t\t\t\t\t                        <\/div>\r\n                    <\/article>\r\n\t\t\t\t                    <article class=\"benefit-card benefit-card--2\">\r\n                        <div class=\"benefit-card__icon\" style=\"background-color: #9CB2C9;\"><\/div>\r\n                        <div class=\"benefit-card__content\">\r\n\t\t\t\t\t\t\t                                <h3 class=\"benefit-card__title\">Mahkeme Temelli Tahsilat <\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"benefit-card__text\">\r\n\t\t\t\t\t\t\t\t\tBelarus mahkemelerine ba\u015fvuru en verimli \u015fekilde yerel bir temsilci arac\u0131l\u0131\u011f\u0131yla y\u00fcr\u00fct\u00fcl\u00fcr. Yerle\u015fik olmayan \u015firketler noter tasdikli Rus\u00e7a \u00e7evirisi olan bir vek\u00e2letname sa\u011flamal\u0131d\u0131r.                                <\/div>\r\n\t\t\t\t\t\t\t                        <\/div>\r\n                    <\/article>\r\n\t\t\t\t                    <article class=\"benefit-card benefit-card--3\">\r\n                        <div class=\"benefit-card__icon\" style=\"background-color: #7B99B7;\"><\/div>\r\n                        <div class=\"benefit-card__content\">\r\n\t\t\t\t\t\t\t                                <h3 class=\"benefit-card__title\">Zorunlu Dava \u00d6ncesi \u0130htar<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"benefit-card__text\">\r\n\t\t\t\t\t\t\t\t\tG\u00f6n\u00fcll\u00fc geri \u00f6deme teklif eden ve bor\u00e7 miktar\u0131n\u0131 belirten gerek\u00e7eli yaz\u0131l\u0131 bir ihtar bor\u00e7luya g\u00f6nderilir. Bor\u00e7lunun yan\u0131t vermek i\u00e7in bir ay\u0131 vard\u0131r. \u00d6denmezse, talep belgesi uyum kan\u0131t\u0131 olarak mahkemeye sunulur.                                <\/div>\r\n\t\t\t\t\t\t\t                        <\/div>\r\n                    <\/article>\r\n\t\t\t\t            <\/div>\r\n\t\t    <\/div>\r\n<\/section>\r\n\n\n\n<section class=\"advantages-section\">\n    <div class=\"container\">\n\t\t            <h2 class=\"advantages-section__title h2\">Avukat Deste\u011finin \u00d6zellikle Kritik Oldu\u011fu Durumlar<\/h2>\n\t\t\t\t\n\t\t            <div class=\"advantages-slider\">\n                <div class=\"swiper advantages-slider__container\">\n                    <div class=\"swiper-wrapper\">\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #BDCCDB;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Bor\u00e7lu \u0130leti\u015fimden Ka\u00e7\u0131nd\u0131\u011f\u0131nda<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tHukuki m\u00fcdahale resmi ileti\u015fim kanallar\u0131 kurabilir ve bor\u00e7lunun g\u00f6z ard\u0131 edemeyece\u011fi i\u015flemleri ba\u015flatabilir.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #9CB2C9;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Bor\u00e7lu \u00d6demeyi Reddetti\u011finde<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tBor\u00e7lunun borcu kabul etti\u011fi ancak \u00f6demeyi reddetti\u011fi durumlarda mahkeme i\u015flemleri icra edilebilir bir karar i\u00e7in uygun yoldur.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #7B99B7;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Geri \u00d6deme Tarihleri S\u00fcrekli De\u011fi\u015fiyor<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tHukuki tedbirler kesin ve hukuki olarak icra edilebilir geri \u00f6deme s\u00fcreleri olu\u015fturarak s\u00fcresiz erteleme d\u00f6ng\u00fcs\u00fcne son verir.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #5E80A1;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Bor\u00e7lu Krediyi Reddediyor<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tBor\u00e7lunun kredinin varl\u0131\u011f\u0131na itiraz etti\u011fi durumlarda alternatif kan\u0131tlar\u0131 toplamak ve sunmak i\u00e7in hukuki yard\u0131m esast\u0131r.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #486684;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Bor\u00e7lu Bulunam\u0131yor<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tAdres de\u011fi\u015ftiren veya nerede oldu\u011funu gizleyen bor\u00e7lular\u0131n izini s\u00fcrmek i\u00e7in hukuki kanallar kullan\u0131labilir.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #BDCCDB;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Zamana\u015f\u0131m\u0131 S\u00fcresi Yakla\u015f\u0131yor<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\u00dc\u00e7 y\u0131ll\u0131k zamana\u015f\u0131m\u0131 s\u00fcresinin yakla\u015ft\u0131\u011f\u0131 durumlarda dava a\u00e7ma hakk\u0131n\u0131 korumak i\u00e7in acil eylem gereklidir.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #9CB2C9;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">\u0130htilafl\u0131 S\u00f6zle\u015fme Ko\u015fullar\u0131<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tK\u0131smi \u00f6demeler, ihtilafl\u0131 ko\u015fullar ve rekabet eden talepler dahil olmak \u00fczere karma\u015f\u0131k s\u00f6zle\u015fme ko\u015fullar\u0131n\u0131 yorumlamak ve uygulamak i\u00e7in hukuki uzmanl\u0131\u011fa ihtiya\u00e7 vard\u0131r.                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                            <div class=\"swiper-slide\">\n                                <article class=\"advantage-card\">\n                                    <div class=\"advantage-card__border\" style=\"background-color: #7B99B7;\"><\/div>\n                                    <div class=\"advantage-card__content\">\n\t\t\t\t\t\t\t\t\t\t                                            <h3 class=\"advantage-card__title\">Belgeler Yetersiz<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                            <div class=\"advantage-card__text\">\n\t\t\t\t\t\t\t\t\t\t\t\tAs\u0131l belgelerin eksik veya yanl\u0131\u015f haz\u0131rland\u0131\u011f\u0131 durumlarda, alternatif kan\u0131tlar kullanarak kan\u0131t konumunu g\u00fc\u00e7lendirme konusunda dan\u0131\u015fmanl\u0131k veriyoruz                                            <\/div>\n\t\t\t\t\t\t\t\t\t\t                                    <\/div>\n                                <\/article>\n                            <\/div>\n\t\t\t\t\t\t                    <\/div>\n                <\/div>\n            <\/div>\n            <div class=\"advantages-slider__nav 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'.advantages-section' );\n                sliders.forEach( slider => {\n                    if ( slider.classList.contains( 'swiper-initialized' ) ) return;\n\n                    const container = slider.querySelector( '.advantages-slider__container' );\n                    const next      = slider.querySelector( '.slider-nav__next' );\n                    const prev      = slider.querySelector( '.slider-nav__prev' );\n\n                    new Swiper( container, {\n                        slidesPerView: 1,\n                        spaceBetween: 16,\n                        navigation: {\n                            nextEl: next,\n                            prevEl: prev,\n                        },\n                        breakpoints: {\n                            768: {\n                                slidesPerView: 1.25,\n                                spaceBetween: 24,\n                            },\n                            1024: {\n                                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class=\"steps-scroll__image-box\">\r\n\t\t\t\t\t\t<img width=\"640\" height=\"448\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-84.png\" class=\"attachment-large size-large\" alt=\"image 84\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-84.png 1000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-84-300x210.png 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2023\/04\/image-84-768x538.png 768w\" sizes=\"auto, (max-width: 600px) 92vw, (max-width: 1024px) 46vw, 33vw\" loading=\"lazy\" decoding=\"async\" \/>                    <\/div>\r\n\t\t\t\t            <\/div>\r\n\r\n            <div class=\"steps-scroll__right\">\r\n                <div class=\"steps-scroll__list js-scroll-container\">\r\n\t\t\t\t\t\t\t\t\t\t\t                            <div class=\"step-item\">\r\n                                <div class=\"step-item__number\">1<\/div>\r\n                                <div class=\"step-item__content\">\r\n\t\t\t\t\t\t\t\t\t                                        <h3 class=\"step-item__title h5\">Kredi Makbuzu veya S\u00f6zle\u015fmesi <\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                        <div class=\"step-item__text\">\r\n\t\t\t\t\t\t\t\t\t\t\tTemel olgular\u0131 \u2014 miktar\u0131, taraflar\u0131 ve geri \u00f6deme ko\u015fullar\u0131n\u0131 \u2014 olu\u015fturan imzal\u0131 makbuz veya kredi s\u00f6zle\u015fmesi.                                        <\/div>\r\n\t\t\t\t\t\t\t\t\t                                <\/div>\r\n                            <\/div>\r\n\t\t\t\t\t\t                            <div class=\"step-item\">\r\n                                <div class=\"step-item__number\">2<\/div>\r\n                                <div class=\"step-item__content\">\r\n\t\t\t\t\t\t\t\t\t                                        <h3 class=\"step-item__title h5\">Bor\u00e7lu Yaz\u0131\u015fmalar\u0131<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                        <div class=\"step-item__text\">\r\n\t\t\t\t\t\t\t\t\t\t\tBor\u00e7lunun borcu kabul etti\u011fi veya geri \u00f6demeyi tart\u0131\u015ft\u0131\u011f\u0131 elektronik ileti\u015fimler \u2014 e-postalar, mesajla\u015fma al\u0131\u015fveri\u015fleri.                                        <\/div>\r\n\t\t\t\t\t\t\t\t\t                                <\/div>\r\n                            <\/div>\r\n\t\t\t\t\t\t                            <div class=\"step-item\">\r\n                                <div class=\"step-item__number\">3<\/div>\r\n                                <div class=\"step-item__content\">\r\n\t\t\t\t\t\t\t\t\t                                        <h3 class=\"step-item__title h5\">Tan\u0131k \u0130fadesi<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                        <div class=\"step-item__text\">\r\n\t\t\t\t\t\t\t\t\t\t\tKredi i\u015flemi s\u0131ras\u0131nda haz\u0131r bulunan veya s\u00f6zle\u015fme hakk\u0131nda do\u011frudan bilgisi olan ki\u015filerin ifadeleri.                                        <\/div>\r\n\t\t\t\t\t\t\t\t\t                                <\/div>\r\n                            <\/div>\r\n\t\t\t\t\t\t                            <div class=\"step-item\">\r\n                                <div class=\"step-item__number\">4<\/div>\r\n                                <div class=\"step-item__content\">\r\n\t\t\t\t\t\t\t\t\t                                        <h3 class=\"step-item__title h5\">Banka Kay\u0131tlar\u0131<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                        <div class=\"step-item__text\">\r\n\t\t\t\t\t\t\t\t\t\t\tFonlar\u0131n bor\u00e7lunun hesab\u0131na aktar\u0131ld\u0131\u011f\u0131n\u0131 teyit eden banka ekstreleri \u2014 nesnel \u00fc\u00e7\u00fcnc\u00fc taraf \u00f6deme kan\u0131t\u0131.                                        <\/div>\r\n\t\t\t\t\t\t\t\t\t                                <\/div>\r\n                            <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t                <\/div>\r\n\t\t\t\t\r\n\t\t\t\t                    <div class=\"steps-scroll__footer\">\r\n                        <button type=\"button\" class=\"steps-scroll__toggle btn btn--primary\" data-steps-scroll-toggle=\"\">\r\n                            <span class=\"btn__text\">More<\/span>\r\n                            <span class=\"btn__icon btn__icon--arrow\"><\/span>\r\n                        <\/button>\r\n                    <\/div>\r\n\t\t\t\t            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    \r\n    <script>\r\n        ( function () {\r\n            const initStepsScrollToggle = () => {\r\n                document.querySelectorAll( '.steps-scroll' ).forEach( grid => {\r\n                    if ( grid.dataset.stepsScrollToggleInit ) return;\r\n                    grid.dataset.stepsScrollToggleInit = 'true';\r\n\r\n            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    if ( h ) list.style.maxHeight = h + 'px';\r\n                            }\r\n                        }\r\n                        else {\r\n                            list.style.maxHeight = 'none';\r\n                        }\r\n                    };\r\n\r\n                    toggleBtn.addEventListener( 'click', () => {\r\n                        if ( window.innerWidth >= 768 ) return;\r\n\r\n                        isExpanded = ! isExpanded;\r\n                        grid.classList.toggle( 'is-expanded', isExpanded );\r\n\r\n                        if ( isExpanded ) {\r\n                            const fullHeight     = list.scrollHeight;\r\n                            list.style.maxHeight = fullHeight + 'px';\r\n                            btnText.textContent  = 'Less';\r\n\r\n                            setTimeout( () => {\r\n                                if ( isExpanded ) list.style.maxHeight = 'none';\r\n                            }, 400 );\r\n                        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<\/script>\r\n<\/section>\r\n\n\n<section class=\"hcta hcta--light \" style=\"--bg-image-desktop: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/cta2-bg-scaled.webp');--bg-image-tablet: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/03\/1-t.webp');--bg-image-mobile: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/03\/1-m.webp');--bg-image: url('https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/02\/cta2-bg-scaled.webp');\">\n\t            <div class=\"hcta__inner\">\n                <div class=\"container\">\n\t\t\t\t\t                    <h2 class=\"hcta__title h3\">Belarus&#8217;ta Hukuki M\u00fctalaa<\/h2>\n                    <p class=\"hcta__snippet\">Uluslararas\u0131 standartlar\u0131 ve yerel mevzuat\u0131 dikkate alarak Belarus hukuku kapsam\u0131nda hukuki m\u00fctalaa al\u0131n!<\/p>\n\t\t\t\t\t                        <div class=\"hcta__action\">\n                            <a href=\"https:\/\/ambylegal.by\/tr\/services\/legal-opinions-in-belarus\/\" target=\"\" class=\"btn btn--outline-invert\">\n\t\t\t\t\t\t\t\tDetayl\u0131 Bilgi                                <span class=\"btn__icon btn__icon--arrow\"><\/span>\n                            <\/a>\n                        <\/div>\n\t\t\t\t\t                <\/div>\n            <\/div>\n<\/section>\n\n\n\r\n<section class=\"info-list-section\">\r\n    <div class=\"container\">\r\n        <div class=\"info-list-section__wrapper\">\r\n            <div class=\"info-list-section__content\">\r\n\t\t\t\t                    <h2 class=\"info-list-section__title h2\">Yabanc\u0131 Bor\u00e7 Verenler Neden AMBY Legal&#039;i Se\u00e7iyor<\/h2>\r\n\t\t\t\t\t\t\t\t            <\/div>\r\n\r\n\t\t\t                <div class=\"info-list-section__list\">\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #BDCCDB;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">Uzman Vaka De\u011ferlendirmesi<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\tHer kredi tahsilat davas\u0131n\u0131 kapsaml\u0131 bir \u015fekilde de\u011ferlendiriyoruz \u2014 belgeleri inceliyor, en etkili tahsilat yolunu belirliyor ve \u00e7al\u0131\u015fma ba\u015flamadan \u00f6nce ger\u00e7ek\u00e7i beklentiler konusunda dan\u0131\u015fmanl\u0131k veriyoruz.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #9CB2C9;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">Kan\u0131tlanm\u0131\u015f Ba\u015far\u0131lar<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\tEkibimiz Belarus genelinde kredi uyu\u015fmazl\u0131klar\u0131nda bor\u00e7lar\u0131 ba\u015far\u0131yla tahsil etmi\u015ftir \u2014 noter icras\u0131, emir yarg\u0131lamas\u0131 ve tam mahkeme davas\u0131 yoluyla.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #7B99B7;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">M\u00fcvekkil Fonlar\u0131 Tahsil Edildi<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\tBor\u00e7 veren i\u00e7in ger\u00e7ek tahsilat\u0131 maksimize etmeye odaklan\u0131yoruz \u2014 anapara, faiz, cezalar ve yasal masraflar dahil mevcut t\u00fcm tutarlar\u0131n pe\u015fine d\u00fc\u015f\u00fcyoruz.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #5E80A1;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">Zorlu Vakalar\u0131 Ele Al\u0131yoruz<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\t\u0130htilafl\u0131 makbuzlar, reddedilen krediler, kay\u0131p bor\u00e7lular ve yetersiz belgeler i\u00e7erenler dahil zorlu vakalar\u0131 ele al\u0131yoruz.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #486684;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">Zaman Verimli S\u00fcre\u00e7<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\tDava \u00f6ncesi ihtardan icra memuru i\u015fbirli\u011fine kadar t\u00fcm usul ad\u0131mlar\u0131n\u0131 y\u00f6netiyor, bor\u00e7 verenlerin tahsilat\u0131 biz y\u00f6netirken kendi i\u015flerine odaklanmas\u0131n\u0131 sa\u011fl\u0131yoruz.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                        <article class=\"info-item-card\">\r\n                            <div class=\"info-item-card__icon-wrap\">\r\n                                <div class=\"info-item-card__icon\" style=\"background-color: #BDCCDB;\"><\/div>\r\n                            <\/div>\r\n                            <div class=\"info-item-card__content\">\r\n\t\t\t\t\t\t\t\t                                    <h3 class=\"info-item-card__title h5\">\u0130ngilizce \u0130leti\u015fim<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                    <div class=\"info-item-card__text\">\r\n\t\t\t\t\t\t\t\t\t\tYabanc\u0131 bor\u00e7 verenlerle s\u00fcre\u00e7 boyunca \u0130ngilizce ileti\u015fim kuruyoruz \u2014 prosed\u00fcr\u00fc, mevcut durumu ve sonraki ad\u0131mlar\u0131 her a\u015famada a\u00e7\u0131kl\u0131yoruz.                                    <\/div>\r\n\t\t\t\t\t\t\t\t                            <\/div>\r\n                        <\/article>\r\n\t\t\t\t\t                <\/div>\r\n\t\t\t        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n    <section class=\"hfaq\">\n        <div class=\"container\">\n            <div class=\"hfaq__wrapper\">\n                <h2 class=\"hfaq__title title title-lg\">S\u0131k\u00e7a Sorulan Sorular (SSS)<\/h2>\n                <div class=\"hfaq__items\">\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Belarus&#8217;ta bir kredi borcu hangi para biriminde tahsil edilebilir? <\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p>Bir kredi borcu s\u00f6zle\u015fmede belirtilen para biriminde tahsil edilebilir \u2014 hem Belarus rublesi hem de yabanc\u0131 para birimleri yasal olarak m\u00fcmk\u00fcnd\u00fcr. S\u00f6zle\u015fme yabanc\u0131 para cinsindense ve bor\u00e7lu \u00f6deme yapmazsa mahkeme bu para biriminde geri \u00f6demeye karar verebilir. Geri \u00f6demenin d\u00f6viz tutar\u0131na e\u015fde\u011fer Belarus rublesi cinsinden yap\u0131lmas\u0131 gerekiyorsa, d\u00f6n\u00fc\u015f\u00fcm s\u00f6zle\u015fme farkl\u0131 bir oran belirtmedi\u011fi s\u00fcrece mahkeme karar tarihi itibar\u0131yla Ulusal Banka d\u00f6viz kuru \u00fczerinden yap\u0131l\u0131r.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Bir makbuz kullanarak kredi borcu nas\u0131l tahsil edilir?<\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p>Bor\u00e7lu taraf\u0131ndan imzalanan usul\u00fcne uygun haz\u0131rlanm\u0131\u015f bir makbuz mahkeme i\u015flemlerinde kan\u0131t olarak kabul edilebilir. Bor\u00e7lunun borca itiraz etmedi\u011fi durumlarda 20 g\u00fcn i\u00e7inde emir yarg\u0131lamas\u0131 yoluyla mahkeme emri al\u0131nabilir. Borcun ihtilafl\u0131 oldu\u011fu durumlarda tam dava usul\u00fc ge\u00e7erlidir. Ba\u015fvurudan \u00f6nce bor\u00e7luya yaz\u0131l\u0131 bir talep g\u00f6nderilmelidir. AMBY Legal gerekli t\u00fcm belgeleri haz\u0131rlar ve mahkeme s\u00fcrecini y\u00f6netir.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Makbuz veya s\u00f6zle\u015fme olmadan kredi borcu tahsil edilebilir mi?<\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p>Evet, bir\u00e7ok durumda. Hi\u00e7bir makbuz veya yaz\u0131l\u0131 s\u00f6zle\u015fme bulunmad\u0131\u011f\u0131nda, bor\u00e7 \u00f6demeyi teyit eden banka transfer kay\u0131tlar\u0131, bor\u00e7lunun borcu kabul etti\u011fi yaz\u0131l\u0131 veya elektronik yaz\u0131\u015fmalar, tan\u0131k ifadesi veya krediyi olu\u015fturan di\u011fer kan\u0131tlar temelinde yine de tahsil edilebilir. Kan\u0131t konumunun g\u00fcc\u00fc en uygun tahsilat yolunu belirler. AMBY Legal mevcut kan\u0131tlar\u0131 de\u011ferlendirir ve strateji konusunda dan\u0131\u015fmanl\u0131k verir.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Anaparaya ek olarak cezalar ve faiz tahsil edilebilir mi?<\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p class=\"font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]\">Evet. S\u00f6zle\u015fme ge\u00e7 \u00f6deme i\u00e7in s\u00f6zle\u015fme faizi veya cezalar \u00f6ng\u00f6r\u00fcyorsa, bunlar anaparaya ek olarak tahsil edilebilir. S\u00f6zle\u015fme cezalar \u00f6ng\u00f6rm\u00fcyorsa bor\u00e7 veren, geri \u00f6deme tarihinden mahkeme karar tarihine kadar Ulusal Banka refinansman oran\u0131 \u00fczerinden hesaplanan ba\u015fkas\u0131n\u0131n paras\u0131n\u0131 kullanmaktan \u00f6t\u00fcr\u00fc yasal faiz talep edebilir.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Yasal masraflar bor\u00e7ludan tahsil edilebilir mi?<\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p>Evet. Bor\u00e7 veren davay\u0131 kazand\u0131\u011f\u0131nda, Belarus usul hukuku yasal masraflar\u0131n bor\u00e7ludan tahsil edilmesine izin verir \u2014 mahkeme har\u00e7lar\u0131 ve avukatl\u0131k \u00fccretinin makul bir miktar\u0131 dahil. Mahkeme davan\u0131n karma\u015f\u0131kl\u0131\u011f\u0131na ve standart oranlara dayanarak tahsil edilebilir miktar\u0131 belirler. AMBY Legal, masraf tahsilat talebini desteklemek i\u00e7in yarg\u0131lama boyunca t\u00fcm masraflar\u0131 usul\u00fcne uygun olarak belgelendirir.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                        <div class=\"accordion\">\n                            <div class=\"accordion__head\">Belarus mahkemesinde ge\u00e7erli olmas\u0131 i\u00e7in kredi makbuzu nas\u0131l d\u00fczenlenmelidir? <\/div>\n                            <div class=\"accordion__body\">\n                                <div class=\"accordion__inner\"><p>Makbuz bor\u00e7lu taraf\u0131ndan el yaz\u0131s\u0131yla yaz\u0131lmal\u0131 ve \u015funlar\u0131 i\u00e7ermelidir: bor\u00e7lunun tam ad\u0131 ve pasaport detaylar\u0131; belirli bir tutar\u0131n al\u0131nd\u0131\u011f\u0131na dair net bir ikrar; rakam ve yaz\u0131 olarak tam miktar ve para birimi; bir geri \u00f6deme tarihi; kararla\u015ft\u0131r\u0131lan faiz ko\u015fullar\u0131; bor\u00e7 verenin tam ad\u0131; ve tarih ile bor\u00e7lunun imzas\u0131. Ek koruma i\u00e7in tan\u0131klar\u0131n adlar\u0131 ve ileti\u015fim bilgileri eklenebilir. Bor\u00e7 veren, bor\u00e7 \u00f6denene kadar makbuzu elinde tutar.<\/p>\n<\/div>\n                            <\/div>\n                        <\/div>\n\t\t\t\t\t                <\/div>\n            <\/div>\n        <\/div>\n\t\t\t\t        <script>\n\t\t\tdocument.addEventListener('DOMContentLoaded', function(){\n\t\t\t\tdocument.querySelector( 'body' ).addEventListener( 'click', function ( e ) {\n\t\t\t\t\tif ( e.target.classList.contains( 'accordion__head' ) ) {\n\t\t\t\t\t\tlet root = e.target.closest( '.accordion' );\n\t\t\t\t\t\tlet body = e.target.nextElementSibling;\n\n\t\t\t\t\t\tif ( body.style.maxHeight ) {\n\t\t\t\t\t\t\tbody.style.maxHeight = null;\n\t\t\t\t\t\t\troot.classList.remove( 'accordion--expanded' );\n\t\t\t\t\t\t}\n\t\t\t\t\t\telse {\n\t\t\t\t\t\t\tbody.style.maxHeight = body.scrollHeight + 'px';\n\t\t\t\t\t\t\troot.classList.add( 'accordion--expanded' );\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t} );\n\t\t\t});\n        <\/script>\n\t\t    <\/section>\n\n\n<section class=\"blogg blogg--3\">\n    <div class=\"container\">\n        <h2 class=\"blogg__title\">Haberler ve Makaleler<\/h2>\n\n        <div class=\"blogg__grid\">\n\t\t\t<article class=\"news-card\">\n    <a href=\"https:\/\/ambylegal.by\/tr\/news\/belarusian-debtor-bankrupt-foreign-creditor-guide\/\" class=\"news-card__image\">\n\t\t<img width=\"2000\" height=\"1333\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392.jpg\" class=\"news-card__img wp-post-image\" alt=\"Belaruslu Bor\u00e7lunuz 2026&#8217;da \u0130flas Etti\u011finde: Yabanc\u0131 Alacakl\u0131lar \u0130\u00e7in Hayatta Kalma Rehberi\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392.jpg 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392-300x200.jpg 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392-1024x682.jpg 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392-768x512.jpg 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/11\/15392-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>    <\/a>\n    <div class=\"news-card__content\">\n        <a href=\"https:\/\/ambylegal.by\/tr\/news\/belarusian-debtor-bankrupt-foreign-creditor-guide\/\" class=\"news-card__title\">Belaruslu Bor\u00e7lunuz 2026&#8217;da \u0130flas Etti\u011finde: Yabanc\u0131 Alacakl\u0131lar \u0130\u00e7in Hayatta Kalma Rehberi<\/a>\n        <div class=\"news-card__excerpt\"><p>Yabanc\u0131 bir alacakl\u0131 i\u00e7in Belaruslu bir bor\u00e7lunun ad\u0131n\u0131n yan\u0131nda yer alan &#8220;iflas&#8221; kelimesi, olduk\u00e7a sert bir darbe niteli\u011findedir. Do\u011fal tepki, bunu paran\u0131n sonu olarak de\u011ferlendirmek ve alaca\u011f\u0131n\u0131z\u0131n \u00fczerine bir bardak su i\u00e7mek gerekti\u011fini d\u00fc\u015f\u00fcnmektir. Bu i\u00e7g\u00fcd\u00fc tamamen yanl\u0131\u015ft\u0131r ve alacakl\u0131lar\u0131n tahsil edebilecekleri tutarlar\u0131 tam olarak bu \u015fekilde kaybetmelerine yol a\u00e7ar. \u0130flas, borcunuzu ortadan kald\u0131rmaz; onu, [&hellip;]<\/p>\n<\/div>\n\t\t\n        <div class=\"news-card__meta\">\n            <div class=\"news-card__author\">\n\t\t\t\t                <span class=\"news-card__name\">By <strong>AMBY Legal Team<\/strong><\/span>\n            <\/div>\n            <span class=\"news-card__date\">30.10.2026<\/span>\n        <\/div>\n    <\/div>\n<\/article>\n<article class=\"news-card\">\n    <a href=\"https:\/\/ambylegal.by\/tr\/news\/asset-freezes-interim-measures-belarus\/\" class=\"news-card__image\">\n\t\t<img width=\"2000\" height=\"1333\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717.jpg\" class=\"news-card__img wp-post-image\" alt=\"2026&#8217;da Belarus&#8217;ta Varl\u0131k Dondurma ve \u0130htiyati Tedbirler: Karar \u00d6ncesi Bor\u00e7lunun Varl\u0131klar\u0131n\u0131 G\u00fcvence Alt\u0131na Almak\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717.jpg 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717-300x200.jpg 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717-1024x682.jpg 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717-768x512.jpg 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/7717-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>    <\/a>\n    <div class=\"news-card__content\">\n        <a href=\"https:\/\/ambylegal.by\/tr\/news\/asset-freezes-interim-measures-belarus\/\" class=\"news-card__title\">2026&#8217;da Belarus&#8217;ta Varl\u0131k Dondurma ve \u0130htiyati Tedbirler: Karar \u00d6ncesi Bor\u00e7lunun Varl\u0131klar\u0131n\u0131 G\u00fcvence Alt\u0131na Almak<\/a>\n        <div class=\"news-card__excerpt\"><p>Alacak davalar\u0131nda davac\u0131lar\u0131n \u00e7ok ge\u00e7 \u00f6\u011frendi\u011fi ac\u0131 bir ger\u00e7ek vard\u0131r: davay\u0131 kazanmak, ancak karar\u0131n icras\u0131 i\u00e7in ba\u015fvurulabilecek varl\u0131klar kalm\u0131\u015fsa i\u015fe yarar. Mahkeme karar\u0131 elde etmek i\u00e7in bir y\u0131l\u0131n\u0131 ve k\u00fc\u00e7\u00fck bir servet harcayan, ancak bu s\u0131rada bor\u00e7lunun banka hesaplar\u0131n\u0131 sessizce bo\u015faltt\u0131\u011f\u0131n\u0131 ve malvarl\u0131\u011f\u0131n\u0131 devretti\u011fini \u00f6\u011frenen davac\u0131, elinde bir k\u00e2\u011f\u0131t par\u00e7as\u0131yla kal\u0131r ve paras\u0131n\u0131 kaybeder. Karar [&hellip;]<\/p>\n<\/div>\n\t\t\n        <div class=\"news-card__meta\">\n            <div class=\"news-card__author\">\n\t\t\t\t                <span class=\"news-card__name\">By <strong>AMBY Legal Team<\/strong><\/span>\n            <\/div>\n            <span class=\"news-card__date\">28.10.2026<\/span>\n        <\/div>\n    <\/div>\n<\/article>\n<article class=\"news-card\">\n    <a href=\"https:\/\/ambylegal.by\/tr\/news\/foreign-will-belarusian-assets\/\" class=\"news-card__image\">\n\t\t<img width=\"2000\" height=\"1167\" src=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193.jpg\" class=\"news-card__img wp-post-image\" alt=\"2026&#8217;da Belarus Varl\u0131klar\u0131 \u0130\u00e7in Yabanc\u0131 Vasiyetname Ge\u00e7erli mi? Belarus&#8217;taki M\u00fclk\u00fcn\u00fcze Ne Olur?\" srcset=\"https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193.jpg 2000w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193-300x175.jpg 300w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193-1024x598.jpg 1024w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193-768x448.jpg 768w, https:\/\/ambylegal.by\/wp-content\/uploads\/2026\/10\/2193-1536x896.jpg 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" loading=\"lazy\" decoding=\"async\" \/>    <\/a>\n    <div class=\"news-card__content\">\n        <a href=\"https:\/\/ambylegal.by\/tr\/news\/foreign-will-belarusian-assets\/\" class=\"news-card__title\">2026&#8217;da Belarus Varl\u0131klar\u0131 \u0130\u00e7in Yabanc\u0131 Vasiyetname Ge\u00e7erli mi? Belarus&#8217;taki M\u00fclk\u00fcn\u00fcze Ne Olur?<\/a>\n        <div class=\"news-card__excerpt\"><p>Kendi vasiyetnamesi hakk\u0131nda bir insan\u0131n yapabilece\u011fi en do\u011fal varsay\u0131mlardan biridir: Kendi \u00fclkemde usul\u00fcne uygun imzalad\u0131m, kimin ne alaca\u011f\u0131n\u0131 belirtiyor, dolay\u0131s\u0131yla sahip oldu\u011fum her \u015fey i\u00e7in her yerde aynen \u00f6yle olacak. Bir terekenin b\u00fcy\u00fck k\u0131sm\u0131 i\u00e7in, \u00e7o\u011fu yerde bu varsay\u0131m ge\u00e7erlidir. Sessizce bozuldu\u011fu yer ise s\u0131n\u0131rd\u0131r. Londra, Berlin veya New York&#8217;ta d\u00fczenlenen bir vasiyetname Minsk&#8217;teki bir [&hellip;]<\/p>\n<\/div>\n\t\t\n        <div class=\"news-card__meta\">\n            <div class=\"news-card__author\">\n\t\t\t\t                <span class=\"news-card__name\">By <strong>AMBY Legal Team<\/strong><\/span>\n            <\/div>\n            <span class=\"news-card__date\">26.10.2026<\/span>\n        <\/div>\n    <\/div>\n<\/article>\n        <\/div>\n\t\t\n\t\t            <div class=\"news__more blog-view-more\">\n                <a href=\"\/tr\/news\/\" class=\"btn btn--primary\">\n\t\t\t\t\tDaha Fazla G\u00f6ster                    <span class=\"btn__icon btn__icon--arrow\"><\/span>\n                <\/a>\n            <\/div>\n\t\t    <\/div>\n<\/section>\n","protected":false},"featured_media":0,"parent":58109,"menu_order":0,"template":"page-templates\/template-canvas.php","class_list":["post-58699","services","type-services","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Belarus&#039;ta Kredi S\u00f6zle\u015fmeleri Kapsam\u0131nda Alacak Tahsili | AMBY Legal<\/title>\n<meta name=\"description\" content=\"Belarus&#039;ta kredi s\u00f6zle\u015fmeleri kapsam\u0131nda para tahsili i\u00e7in hukuki yard\u0131m \u2014 dava \u00f6ncesi ihtarlar, noter icras\u0131, mahkeme i\u015flemleri ve faiz tahsili. 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