Securities transactions can be attractive to private investors. Bonds are financial instruments that, in some cases, require special knowledge about the securities market to acquire and dispose of. Therefore, we recommend using the services of an experienced legal representative when purchasing and disposing of bonds. This will secure your investments and allow you to receive a guaranteed income.

What are bonds?

Bonds are classified as equity securities. This means that the bonds are placed in issues, have equal volume and terms of exercise of rights within one issue, regardless of the time of purchase of the bond.

Who are the issuers?

The bonds are issued by issuers. These are Belarusian or foreign companies that issue securities and, on their behalf, bear obligations to bondholders to exercise the rights certified by the bonds.

What opportunities do bonds offer?

The bond entitles its holder to receive the nominal value of the bond or other equivalent from the issuer of the bond within the period specified in the bond.

A bond may give its owner the right to receive a certain percentage of its value or other property rights.

The income from a bond is the interest and/or discount and/or other type of income that is indicated in the bond issue prospectus.

A representative of the bondholders can be appointed or selected:

• A professional participant in the securities market (broker, depository, trustee).


• An investment fund management organization, a specialized depository of an investment fund.


• Another commercial organization that has been on the market for at least three years.

The same representative may represent bondholders in relation to several bond issues of one or more issuers.

A representative of the bondholders without a power of attorney acts on behalf of the bondholders on the basis of the prospectus and the agreement concluded with the issuer.

The services of a representative of the bondholders are paid by the issuer who appointed him or the bondholders who elected a representative at the general meeting.

Belarusian bonds are typically classified by how they are issued and recorded. Documentary bonds are traditional paper instruments issued without the owner’s name, often bought without presenting personal identification—unless Belarusian law specifically requires it.

Internet bonds are entirely digital, making them easy to purchase from home. Unlike paper bonds, they always record the buyer’s name, ensuring ownership is clearly documented from the moment of acquisition.

How Do Bonds Differ from Bank Deposits?

Purpose. A deposit mainly protects your money from inflation — it’s about saving. Bonds, however, are an investment tool designed to potentially earn higher returns than traditional deposits.

Issuer. Deposits are available only through banks. Bonds, on the other hand, can be issued by banks, corporations, or even governments, offering broader options.

Flexibility. Deposits can be short- or long-term. Interest is credited monthly, and if the deposit is revocable, you can withdraw funds anytime. Bonds typically involve longer holding periods, pay income every 3-6 months, and may restrict early redemption.

Risks. Bank deposits are insured by the government, guaranteeing a return of your funds. Bonds don’t carry such state guarantees; issuer bankruptcy could mean losing your invested capital.